EXECUTIVE RECOMMENDATION · PROMOTED AF30C756 GEMINI PLAN (<=$660K SELF-FUNDED) + OPTIONS A, B & C
Recommended Path: Promoted af30c756 Gemini 10-Brand Plan ($2.25M 2029 Profit, $628.8k Staged Peak Need, $9.81M–$17.49M Exit) — or Wave-1 Option C ($1.13M) / Option A ($935k).
Plan status: loading…Reading bound finance display
- 1. Promoted 10-Brand Plan (af30c756 <=$660k Staged): $3.02M (2027) → $7.58M (2028) → $10.65M (2029) → $21.26M (38m) Net Revenue; -$188.3k (2027) → +$1.23M (2028) → +$2.25M (2029) → +$3.20M (38m) Post-Owner EBITDA; +$1.37M 38m After-Tax Cash ($2.03M Ending Pool).
- 2. Staged <=$660k Self-Funded CapEx ($0 Credit Line): Deferring $220k of expansion CapEx (Glean Route #3 + Foundry Vehicles #4–#6) into May–Sep 2028 cash flow cuts Peak Need from $848,782 to $628,782 in
2027-06(+$31,218 buffer below $660k). - 3. Wave-1 Core Simulator (Options C / B / A): Option C delivers $1,126,081 2029 profit ($1,500,335 38m; $761,074 peak need), beating Option B ($1,029,121) by +$290.9k over 38m; Option A (2-SUV Staged) caps peak need at $537,515 (+$122.5k buffer) with $934,654 2029 profit.
- 4. Year-3 (2029-12) Debt-Free Exit ($9.81M–$17.49M): Retiring the $167.9k Glean note leaves $1.20M debt-free cash + $509k–$553k hard assets (6 luxury vehicles + 5 Glean rigs) + ~$240k AR—yielding $12.05M (Option 1 SOTP), $14.21M (Option 2 Bundles), or $15.16M (Option 3 Portfolio Sale) baseline walk-away.
STEP 1 · PICK AN OPTION OR PLAY WITH THE 15 LIVE LEVERS
Switch between Options A, B, C & Baseline—or customize 15 sliders to test your own scenario
Tap any option card below to switch the entire workbook view, or click Customize 15 Parameters to drag sliders and watch the recommendation box, chart, and year-by-year business table update live.
Option C (Leaning Toward)
WHY THIS OPTION WINS · LIVE DECISION ARTICULATION
- 1. Why Option C Is #1 Overall: Highest 2029 profit ($1,126,081 Wave 1 / $1,190,521 All-8 Active) and highest 38-month profit ($1,500,335) because the 35-account commercial cleaning route cash-flows from Month 3.
- 2. Capital Pool vs. Feb 2028 Trough: Option C needs a $101,074 credit line for the 2028-02 trough ($761,074 peak vs. $660,000 pool); switch to Option A if you want a +$122,485 cash cushion with zero credit line.
- 3. Why Option B Trails Option C: Option B takes 62% of the credit-line risk ($62,810 gap) while giving up -$96,960/yr in 2029 profit and -$290,880 over 38 months by skipping the commercial route.
15-PARAMETER LIVE SCENARIO STUDIO
Drag any slider or toggle below to test custom assumptions against Options A, B, C & Baseline
When you adjust any parameter, your active view switches to Custom Mode, showing your exact dollar delta vs. the base preset and updating the comparison matrix, marketing targets, and staffing tables automatically.
1 · GLEAN COMMERCIAL ROUTE & HOME CLUB
Commercial Cleaning Route & Membership
0 = Organic cleaning only (Options A, B & Baseline); 35 = Option C default ($253k route + van)
Default $550/mo ($6,600/yr per commercial account at 0.95x asking multiple)
30% down ($65.8k + $33.6k van = $99.4k upfront) vs. 100% cash ($253k upfront)
Scales 2027–2029 membership ramp (185 members fund 66.6% of shared CSR dispatch pool)
Less $134/yr included exterior wash, annual inspection & payment processing cost
2 · OBSIDIAN, FOUNDRY & PITSTOP FLEET
Fleet Staging, Multi-Channel & B2B Contracts
2-SUV Staged holds SUVs #3–4 & S500 until SUVs #1–2 sustain ≥32 booked hrs/wk for 8 weeks
Google Local Search + Hotel/FBO Concierge + Corporate Retainers + VIP Charter (6-Car mode)
Peak-window chauffeur shift scheduling reduction on unbooked $18/hr floor top-ups
$2,800/mo billing ($1,150/mo net margin per commercial shuttle contract)
$650/mo billing ($325/mo net contribution per commercial lot PM account in 2028–2029)
3 · LUCENT DIGITAL & SIMPLY TECH
High-Margin Digital SaaS & Partner Referrals
$297/mo productized missed-call text-back & AI voice ($215/mo net margin/client)
Paid discovery wedge converting into $1,500/mo recurring digital marketing retainers
25% referral commission on $2,600 licensed low-voltage partner packages ($605 net/job)
4 · WAVE 2 GATED LAUNCHES (NOVELLE & VESPER)
Optional 2028–2029 Expansion Gates
Exact C-Corp tax & cash engine: Every slider adjustment recomputes all 38 months through the 21% Federal + 5.5% Florida corporate tax schedule (with $50k Florida exemption and 80% net operating loss carryforward limit paid in Apr/Jun/Sep/Dec installments).
STEP 2 · VISUALIZE ALL 5 TRAJECTORIES ON ONE FULL-SIZE CHART
Remaining Cash Pool vs. $660,000 Starting Pool & February 2028 Trough (Nov 2026 – Dec 2029)
STEP 3 · SIDE-BY-SIDE ROLLOUT COMPARISON MATRIX
How Option A, Option B, Option C (Recommended), Baseline, and Your Active View compare line by line
↔ Swipe sideways to compare all columns
| Portfolio Metric | Your Active View Option C (Leaning Toward) |
|---|
STEP 4 · YEAR-BY-YEAR BREAKDOWN BY BUSINESS (2026 STUB → 2029 + 38M TOTAL) & 10-LINE SCORECARD
How much money each business makes per year (2026, 2027, 2028, 2029 & 38-Month Total) + Post-Owner-Pay 10-Line Test
Shows every business line from Nov 2026 through Dec 2029 under your active option, plus the 2029 post-owner-pay profitability check across all 10 lines.
↔ Swipe sideways to inspect 2026, 2027, 2028, 2029, 38m Total, Post-Owner-Pay 2029, and Codex Iter08 Deep-Dive schedules
| Business / Portfolio Line | 2026 (2m Stub) | 2027 (Yr 1) | 2028 (Yr 2) | 2029 (Yr 3) | 38-Month Total | 2029 Post-Owner Normalized | Compare 2029: Opt A / Opt B / Opt C | Codex Iter08 Deep-Dive & Notes |
|---|
STEP 5 · <=$660,000 SELF-FUNDED CAPITAL REINVESTMENT SCHEDULE & YEAR-3 (2029-12) DEBT-FREE EXIT VALUATION
How the promoted af30c756 plan stays inside $660,000 ($628,782 peak need in 2027-06) and builds a $9.81M–$17.49M Year-3 exit
Stages $220,000 of expansion CapEx (Glean Route #3 down payment + Foundry Vehicles #4–#6) into May–Sep 2028 when monthly operating cash exceeds +$92k–$108k/mo, and retires 100% of remaining debt at 2029-12.
PART A · STAGED <=$660,000 SELF-FUNDED REINVESTMENT SCHEDULE
Peak Pre-Reserve Need Drops from $848,782 (Unstaged) to $628,782 (+$31,218 Buffer Below $660k)
- 1. Phase 1 Initial Launch (2026-11 to 2027-06 · Capped at <=$660k): Launches 3 luxury chauffeur vehicles (2 Yukon Denalis + 1 S500/BMW), 2 Glean routes + lawn/pool rigs, Lucent Digital, Novelle Veil, Pitstop, Simply Tech, and Home Services. Peak cumulative pre-reserve drawdown hits $628,782.46 in 2027-06 (leaving +$31,217.54 cushion below $660,000) and a secondary trough of $527,242.94 in 2028-02. Reserve-inclusive governance note: the workbook’s statutory reserve-inclusive peak figure is $1,025,893 (comprising a $551,057 operating cash deficit plus a $474,836 statutory liquidity reserve buffer), whereas actual out-of-pocket cash draw is capped at $628,782.46.
- 2. Phase 2 Cash-Flow-Funded Expansion (May–Sep 2028 · $0 External Debt/Equity):
- 2028-05: Monthly operating cash reaches +$97,367 → self-funds $40,000 Glean Route #3 down payment (+$57,367 net monthly surplus).
- 2028-07: Monthly operating cash reaches +$92,772 → self-funds $60,000 Foundry Luxury Vehicle #4 (+$32,772 net monthly surplus).
- 2028-09: Monthly operating cash reaches +$108,437 → self-funds $120,000 Foundry Luxury Vehicles #5 & #6.
- 3. Full 2029 Capacity Preserved: All 6 luxury vehicles, 3 Glean routes, 5 lawn/pool rigs, and 15 Novelle creators operate for 100% of 2029, delivering the full $10,647,079 2029 Net Revenue, +$2,248,366 Post-Owner EBITDA, and +$1,365,746 38m After-Tax Cash.
PART B · YEAR-3 (2029-12) DEBT-FREE BALANCE SHEET & HARD ASSETS
$1,197,856 Debt-Free Cash + $509k–$553k Physical Fleet/Rigs + ~$240k Net Working Capital AR
- 1. 100% Debt-Free Retained Cash ($1,197,855.50): Cumulative 38m after-tax cash is $1,365,745.82 (or $2,025,745.82 including the $660k initial pool). Foundry vehicle loans are $0.00 (paid off by 2029-12); paying off the remaining $167,890.32 Glean route seller note leaves $1,197,855.50 in pure debt-free cash (or $1,857,855.50 with initial pool).
- 2. Debt-Free Hard Assets ($509,000–$553,000 FMV at 2029-12) & ROBS Exit Rule:
- Foundry & Obsidian: 6 debt-free luxury vehicles (4 Yukon Denalis, 1 Mercedes S500, 1 BMW Sedan — refreshed in 2028–2029) worth $360,000–$385,000 FMV.
- Glean Home Services: 3 commercial lawn rigs + 2 pool rigs + wash equipment worth $135,000–$150,000 physical FMV (plus $361k acquired route contracts).
- Novelle, Simply Tech & Home Services: 3-room creator studio + AV/inspection gear ($14,000–$18,000 FMV) + ~$240,000 collectible client AR.
- ROBS 401(k) Exit Proceeds Note: Under ERISA rules, sale proceeds attributable to the 401(k) plan’s pro-rata C-Corp stock ownership flow tax-deferred back into the ROBS retirement trust before personal distribution.
↔ Swipe sideways to compare Year-3 (2029-12) M&A Exit Valuation Options (Post-Owner $2.25M EBITDA / Pre-Owner $2.43M SDE)
| Year-3 (2029-12) Exit Structure (af30c756 Target) | 2029 Post-Owner EBITDA / Pre-Owner SDE | Blended EBITDA Multiple (Cons / Base / Aggr) | Enterprise Value (Post-Owner Basis) | Debt-Free Cash + Hard-Asset / NWC Credit | Total Owner Walk-Away Equity (Cons / Base / Aggr) |
|---|---|---|---|---|---|
| Exit Option 1 · Individual Brand Sale (Sum-of-the-Parts) Sell each of the 8 brands separately to local/regional buyers |
$2,248,366 post-owner $2,425,777 pre-owner SDE |
3.65x / 4.63x / 5.73x | $8.21M / $10.38M / $12.88M | +$1.20M net cash +$400k–$550k surplus fleet/AR credit |
$9.81M / $12.05M / $14.63M (Base Equity Bridge [EV + $1.20M Cash before $475k credit]: $9.41M / $11.58M / $14.08M) |
| Exit Option 2 · Three Industry Platform Bundles Home Services ($4.45M) + Digital/Creator ($6.80M) + Motors & Fleet ($1.28M) |
$2,248,366 post-owner $2,425,777 pre-owner SDE |
4.60x / 5.58x / 6.55x | $10.35M / $12.54M / $14.72M | +$1.20M net cash +$400k–$550k surplus fleet/AR credit |
$11.95M / $14.21M / $16.46M (Base Equity Bridge [EV + $1.20M Cash before $475k credit]: $11.55M / $13.73M / $15.92M) |
| Exit Option 3 · Single Multi-Brand Portfolio Sale (Recommended Exit) Institutional PE / family-office platform sale at 5.0x–7.0x EBITDA |
$2,248,366 post-owner $2,425,777 pre-owner SDE |
5.00x / 6.00x / 7.00x | $11.24M / $13.49M / $15.74M | +$1.20M net cash +$400k–$550k surplus fleet/AR credit |
$12.84M / $15.16M / $17.49M (Base Equity Bridge [EV + $1.20M Cash before $475k credit]: $12.44M / $14.69M / $16.94M · Yr-3 Terminal Value cross-check: $13.06M–$17.19M) |
Cash-Timing Sequence (Why Early Working Capital Matters):
- 1. 2026–2027 Startup Ramp: Operating profit is negative during the 2-month 2026 stub and 2027 ramp while vehicles, rigs, and routes are onboarded.
- 2. Cumulative Cash Trough Timing: Maximum cash drawdown hits in June 2027 (2027-06) for the promoted af30c756 Gemini Plan ($628,782 staged / $848,782 unstaged) and in February 2028 (2028-02) for Wave-1 Options A, B, and C.
- 3. Peak Funding Comparison vs. $660,000 Pool: af30c756 (<=$660k Staged): $628,782 peak need (+$31,218 cushion below pool) · Option A: $537,515 peak need (+$122,485 cushion below pool) · Option B: $722,810 peak need (-$62,810 credit line) · Option C: $761,074 peak need (-$101,074 credit line) · af30c756 (Unstaged): $848,782 pre-reserve peak (-$188,782 gap).
WHAT YOUR ACTIVE SELECTION MEANS
Where the plan stands under your active selection
- 1. Option C (Recommended Profit Leader): Pairing the 6-vehicle fleet with a 35-account commercial cleaning route projects $1,126,081 in 2029 profit ($1,500,335 over 38m) and an $887,880 ending pool.
- 2. Working Capital Requirement: Peak funding reaches $761,074 in Feb 2028 (requiring a $101,074 credit line above the $660,000 starting pool).
- 3. Zero-Credit-Line Alternative: Switch to Option A ($934,654 2029 profit; $537,515 peak need) to stay $122,485 below the $660,000 pool.
3 OWNER DECISIONS TO LOCK IN THE BASELINE
Three strategic choices to confirm before Stage-1 execution
- 1. Confirm Staged <=$660,000 Self-Funded Capital Rule: Launch Phase 1 (
2026-11to2027-06) with 3 luxury vehicles + 2 Glean routes (capping peak need at $628,782.46 in2027-06, +$31,217.54 buffer below $660k), and release the remaining $220,000 expansion CapEx in May–Sep 2028 (2028-05$40k Route #3,2028-07$60k Vehicle #4,2028-09$120k Vehicles #5–#6) strictly from positive operating cash flow. - 2. Confirm Vesper Motor Collection 2028–2029 Gate Rule (OP05): Keep Vesper gated at $0 in Target under the workbook OP05 100% Obsidian practical capacity formula gate (where modeled Obsidian occupancy peaks at 90.96% in Dec-2029), or adopt the proposed commercial unlock alternative (80%+ sustained Obsidian fleet utilization or 100% client-deposit-backed brokerage deals) / High-case 4-vehicle/yr collector schedule (+$30,797 post-owner EBITDA in 2029; 0% consignment per OD-0935).
- 3. Confirm Preferred Year-3 (2029-12) Exit Track for Contract Drafting: Draft Day-1 customer, route, and intercompany agreements with clean change-of-control & assignability clauses tailored to Exit Option 2 ($14.21M — 3 Industry Platform Bundles) and Exit Option 3 ($15.16M — Single Multi-Brand Portfolio Sale).
Background Reference: What are the 2 Strategic Questions & 7 Operating Improvements? (Tap to expand) ▾
2 CORE ROLLOUT QUESTIONS
- Q1 · Fleet Staging (Option A vs. Options B & C): Start conservatively with 2 GMC Yukon Denalis + 1 BMW 530xi and hold 3 luxury vehicles until demand sustains ≥32 booked hrs/wk for 8 straight weeks (Option A), or deploy all 6 vehicles from Day 1 with multi-channel search, hotel/FBO concierge, and B2B corporate retainer marketing (Options B & C).
- Q2 · Commercial Cleaning Route (Options A & B vs. Option C): Grow Glean organically with zero route debt (Options A & B), or acquire a 35-account B2B commercial janitorial route ($550/mo per account = $231,000/yr recurring billing, financed 30% down + 48m note at 7.5%) for immediate route density (Option C).
THE 7 OPERATING IMPROVEMENTS INCLUDED IN OPTIONS A, B & C (ABSENT IN BASELINE)
- 1. Pitstop 2027 Internal Fleet Focus + B2B Lots: Dedicates 2027 mechanic hours to internal Prism fleet care ($0 retail ad burn), adding 6 B2B commercial lot PM contracts ($650/mo) in 2028–2029.
- 2. Obsidian 4x10 Peak-Window Chauffeur Shifts: Cuts unbooked $18/hr floor guarantee top-ups by 35% during 2027–2028.
- 3. Multi-Channel 6-Car Marketing & 14% Affiliate Overflow: Combines Google Search, hotel/FBO concierges, corporate retainers, and 14% net affiliate overflow trips.
- 4. Foundry $2,800/mo B2B Shuttle Retainers: Adds 1 → 3 commercial employee/hotel shuttle retainers ($1,150/mo net margin each) plus $99/veh Complete inspections.
- 5. $399/yr Prism Home Club Memberships: Scales to 185 active members by 2029 ($265/yr net contribution), funding 66.6% of the shared CSR dispatch desk.
- 6. Lucent $495 Credited AI Audit & $297/mo AI Receptionist SaaS: Pairs a paid discovery wedge with sticky $297/mo missed-call text-back & voice software (42 clients by 2029).
- 7. Simply Tech 25% Licensed Partner Referral Model: Routes $2,600 whole-home Wi-Fi & wired 4K PoE camera jobs to licensed partners for $605 net profit/job with $0 tech payroll.
SECTION 4 · 3-YEAR PROJECT SETUP, STAGES & EXECUTION WORK HUB
How initial setup work, 60-day pilots, and 3-year strategic milestones are organized across all 8 businesses
Separates 12 High-Level Strategic Goals (outcomes & gates across 4 rollout stages) from 36 Tactical Setup Tasks (exact CPA/ERISA reviews, Florida Statute 212.05 filings, route diligence, vehicle upfits, and dispatch setup) across 6 execution states.
Stage 1 · Nov 2026 – Mar 2027
Pre-Launch, Legal/Tax & Day-1 Setup
Entity & bank setup, CPA/ERISA $660k pool sign-off, Fla. Stat. 212.05 lease certificate, shared CSR desk, and Option C 35-account route diligence.
Stage 2 · Apr – Dec 2027
Wave 1 Core Launch & 60-Day Pilots
Glean residential/exterior & commercial route onboarding, Obsidian 4x10 shift launch, Lucent $495 AI Audit & $297/mo SaaS pilots, Simply Tech referrals.
Stage 3 · Jan – Dec 2028
B2B Expansion & Feb 2028 Cash Trough
Navigate the 2028-02 cumulative cash trough ($101k gap in Option C vs. $122k cushion in Option A), scale Foundry B2B shuttles & Pitstop lot PMs.
Stage 4 · Jan – Dec 2029
Full Scale & Wave 2 Gated Releases
Reach Oct 2029 flow targets ($102.1k/mo profit in Option C) and evaluate optional Wave 2 gates for 6 · Vesper Motor Collection and 8 · Novelle Veil.
Snapshot figures load from the bound finance display file.
BUSINESS PLAN · 3-STAGE OPERATING ARCHITECTURE
Build in stages, prove demand, and share one back office across eight brands.
Prism Holdings sequences the portfolio in three numbered stages across three shared operating pillars—so high-margin digital subscriptions and recurring commercial contracts fund shared CSR dispatch and fleet overhead early.
Stage 1 · Anchor recurring B2B & digital cash flow
- 1. Lucent Digital Funnel: Launch the $495 Credited AI & Call-Capture Audit wedge (converting into $1,500/mo retainers) and sticky $297/mo AI Receptionist SaaS.
- 2. Glean Commercial Route (Option C): Acquire the 35-account B2B janitorial route ($550/mo per account = $231k/yr, 30% down + 48m note at 7.5%) on Day 1.
- 3. Residential & Exterior Bundles: Scale recurring maid service plus high-margin exterior bundles ($375 pressure wash, $275 window, $1,200 paver sealing).
Stage 2 · Fill fleet & shared dispatch capacity
- 1. Obsidian Black & 4x10 Shifts: Pair Google Search, hotel/FBO concierge, and corporate retainers with 4x10 peak-window shift scheduling (-35% unbooked floor hours).
- 2. Fleet Rollout (Option A vs. B/C): Deploy 2 Denalis + 1 BMW in Option A (holding 3 cars until ≥32 booked hrs/wk), or all 6 vehicles in Options B & C with Foundry $2,800/mo B2B shuttles.
- 3. Pitstop & Home Club Offset: Keep Pitstop internal-only in 2027, add $650/mo B2B lot contracts in 2028–2029, and scale the $399/yr Home Club to 185 members.
Stage 3 · Monetize partner referrals & gate Wave 2
- 1. Simply Tech Partner Referrals: Route $2,600 whole-home Wi-Fi & wired 4K PoE camera installs to licensed third-party integrators for a 25% commission ($605 net/job) with $0 payroll.
- 2. Vesper Motor Collection (Wave 2): Hold at $0 fixed burn in Wave 1; unlock deposit-backed collector/exotic vehicle sourcing ($2,750 net/deal, 0% consignment per OD-0935) or the 4-car outright schedule (+$38.1k EBITDA) in Wave 2.
- 3. Novelle Veil (Wave 2): Hold at $0 payroll in Wave 1; unlock 50/50 creator management (+$655/creator/mo net) once ≥2 creators sign.
HOW THE 4 ROLLOUT CASES DIFFER
Why we compare Option A, Option B, Option C, and the Baseline
Every preset in this site uses the same unit pricing, direct cost rules, $138,000/yr owner compensation package booked at Holding, and corporate tax formulas—differing only in the strategic rollout levers:
- Option A · Staged Fleet Launch: 2 Denalis + 1 BMW sedan at launch + organic Glean cleaning + all 7 operating improvements. Keeps peak funding at $537,515 ($122,485 below the $660,000 modeled capital pool) with $934,654 in projected 2029 operating profit ($1,029,369 over 38m).
- Option B · Full 6-Car Fleet + Organic Cleaning: 4 Denalis + S500 + BMW sedan at launch + organic Glean cleaning + all 7 operating improvements. Projects $1,029,121 in 2029 operating profit ($1,209,455 over 38m) with a $722,810 peak funding need ($62,810 additional funding requirement above $660k).
- Option C · Full 6-Car Fleet + 35-Account Commercial Route (Leaning Toward): Full 6-car fleet + 35-account Glean commercial route ($231k/yr recurring billing). Projects $1,126,081 in 2029 operating profit ($1,500,335 over 38m) with a $761,074 peak funding need ($101,074 additional funding requirement above $660k).
- Baseline · Pre-Optimization Reference: Earlier 6-car plan before the 7 operating improvements (public retail Pitstop in 2027, 0 Home Club members, 0 B2B shuttles/fleets, 0 AI SaaS clients, 0 partner tech referrals). Projects $217,741 in 38m operating profit and a $988,057 peak funding need ($328,057 additional funding requirement above $660k).
OWNER REVIEW & PLANNING GUARDRAILS
Key limits to keep in view for your active selection
- Target peak funding and Low-case shortfall load from the bound forecast snapshot.
- Target does not sustain positive profit and after-tax cash through every month.
- Tax treatment, route economics, and some growth inputs need outside evidence or professional review.
THE 10 PORTFOLIO LINES · GROUPED ABOVE THEIR ACTUAL LEGAL LLCs (ZERO OVERLAP)
Consistent, well-organized profiles for all 10 portfolio lines grouped under their 3 Legal LLC structures.
All 10 portfolio lines are grouped directly under their actual legal LLC entities—so you can see at a glance how #1–#4 operate under Prism Home Services LLC, how #5 Vesper, #6 Foundry, #7 Obsidian, and #10 Prism Motors & Fleet (Non-Additive Parent LLC Roll-Up) fit together with zero overlap or double-counting, and how #8 Lucent Digital LLC and #9 Novelle Veil LLC operate as standalone Digital & Creator LLCs.
PART 1 · PORTFOLIO FINANCIAL ROLL-UP TABLE (10 LINES GROUPED BY LEGAL LLC + CORPORATE HOLDING)
Projected year-by-year (2026–2029) & 38-month revenue and operating profit by line — Active Selection vs. Options A, B & C
Shows all operating lines plus the non-additive 10 · Prism Motors & Fleet (#6 Foundry + #7 Obsidian) parent LLC division subtotal, the shared 4 · Prism Home Services parent platform, and Prism Holdings Inc. corporate governance (where the full owner compensation package is booked once legally, alongside a normalized post-owner-pay management view across the operating lines).
↔ Swipe sideways to compare all columns
| Business & Pillar | Launch Stage | 2026 (2m) Profit | 2027 Profit | 2028 Profit | Active 2029 Revenue | Active 2029 Profit (Pre-Owner) | 2029 Post-Owner Normalized | 38-Month Total Profit | Compare 2029 Profit: Opt A / Opt B / Opt C | What Your Active Selection & Codex Iter08 Model |
|---|
How #5, #6, #7, and #10 fit together with zero double-counting: Under Prism Motors & Fleet LLC, #5 Vesper Motor Collection is collector/exotic car brokerage only ($0 in Target); #6 Foundry Fleet & Commercial ($810,068 2029 rev / +$70,542 post-owner profit) owns the vehicles and B2B shuttle contracts; #7 Obsidian Black ($2,500,802 2029 rev / +$198,855 post-owner profit) runs the chauffeur service; and #10 Prism Motors & Fleet ($3,310,870 2029 rev / +$269,397 post-owner profit) is the non-additive parent LLC roll-up of #6 + #7 (
nonadditive=True in the workbook so it is never added a second time into the $10,647,079 total revenue or +$2,248,366 total profit).PART 2 · STANDARDIZED 10-LINE PORTFOLIO DOSSIERS GROUPED BY LEGAL LLC (SECTIONS 1 TO 6 IN ORDER)
Compare every business and parent LLC roll-up with the exact same six-part structure
In Summary mode, Sections 3 & 4 are tucked inside a one-click expandable drawer to keep scrolling compact; switching to Full Details in the sticky top bar opens all six sections automatically.
Prism Home Services LLC · DBA #1
Wave 1 · Core Launch ($2.91M 2029 Rev)
1 · Glean Home Services
Recurring residential & commercial cleaning, lawn & pool care, exterior property restoration, and B2B routes
1. What It Does & Who It Serves
Delivers recurring residential maid service, commercial lawn (3 rigs) & pool care (2 rigs), exterior property care (pressure washing, window cleaning, paver sealing), and acquired B2B commercial janitorial routes serving South Florida medical, legal, and professional offices ($2,913,952 2029 revenue and +$501,785 post-owner EBITDA in the promoted af30c756 plan).
2. Customer Offers & Reference Pricing
- Recurring Residential Cleaning (Reference Offer): Bi-weekly & weekly home care packages ($185–$320/visit) + move-in/out deep cleans.
- Exterior Restoration Bundles (Reference Offer): $375 driveway/patio pressure wash, $275 interior/exterior window package, and $1,200 paver sealing ($551.25 blended ticket).
- Commercial Janitorial Route Benchmark: $550/mo reference recurring contract ($6,600/yr per building; 0.95x asking multiple).
- Home Club Member Cross-Sell: Priority scheduling and bundled exterior/seasonal care via #4 Prism Home Services.
Show Marketing & Staffing Details (Sections 3 & 4) ▾
3. How It Wins Customers (Marketing & Active Target)
- Reference Channels: Google Local Services Ads (LSA) & Nextdoor ($1,500–$2,500/mo budget), 5-Around neighborhood door-hangers/postcards around every completed home, and direct B2B office park outreach ($650 replacement CAC for 1.5%/mo commercial churn).
4. Team, Fleet & Operations (People & Active Capacity)
- Reference Operating Model: W-2 residential/exterior two-person cleaning teams + lawn/pool crews + evening commercial route cleaners; booked through the shared Home Services Customer Service Representative (CSR) dispatch desk; requires 10 hrs/wk (2027) → 6 hrs/wk (2029) of owner oversight.
5. Financial Outlook (Live Active Selection vs. Options A, B & C)
6. Assumptions, Gates & Direct Links
Key Gate & Provenance: Commercial route acquisition requires verifying seller tax returns, night/weekend building access, and <1.5%/mo churn prior to closing. All figures are planning hypotheses.
Prism Home Services LLC · DBA #2
Wave 1 · Smart-Home & PoE ($139.8k 2029 Rev)
2 · Simply Tech
Prosumer mesh Wi-Fi, wired 4K Power-over-Ethernet (PoE) security cameras, and smart-home packages
1. What It Does & Who It Serves
Designs and installs turnkey residential and small-office networking, UniFi prosumer mesh Wi-Fi, wired 4K Power-over-Ethernet (PoE) security camera systems, and smart locks/thermostats—operating either as a staffed low-voltage/AV division in the promoted af30c756 plan ($139,832 2029 revenue; +$77,655 post-owner EBITDA) or through licensed partner referrals in the Option A/B/C simulator.
2. Customer Offers & Reference Pricing
- Whole-Home Prosumer Wi-Fi + 4K PoE Security Bundle (Reference Offer): $2,600 average turnkey package (hardware + structured wiring + app setup).
- Partner Referral vs. Direct Integration Margin: 25% referral commission ($650 gross / $605 net contribution per install in Option A/B/C) or full turnkey installation margin in the af30c756 workbook.
- Small-Office Network & Camera Upgrade: Bundled with Glean commercial office cleaning and Lucent digital audits.
Show Marketing & Staffing Details (Sections 3 & 4) ▾
3. How It Wins Customers (Marketing & Active Target)
- Reference Channels: Cross-sold during Glean move-in deep cleans, exterior restoration visits, and #4 Home Club onboarding, plus South Florida realtor and custom builder partnerships.
4. Team, Fleet & Operations (People & Active Capacity)
- Reference Operating Model: Fulfilled via vetted Florida low-voltage (EF/ES) integration specialists under service-level agreements; coordinated through the shared #4 Home Services CSR desk; requires 2 hrs/wk (2027 → 2029) of owner oversight.
5. Financial Outlook (Live Active Selection vs. Options A, B & C)
6. Assumptions, Gates & Direct Links
Key Gate & Provenance: Requires executed partner/qualifier agreements verifying Florida low-voltage (EF/ES) licensing, certificates of insurance naming Prism, and customer sign-off before payout release.
Prism Home Services LLC · DBA #3
Wave 1 · Internal Fleet → B2B ($321.3k 2029 Rev)
3 · Pitstop Mobile Auto
Dedicated internal Prism fleet mechanical maintenance in 2027 + B2B commercial lot preventive maintenance in 2028–2029
1. What It Does & Who It Serves
Provides mobile mechanical preventive maintenance, synthetic oil/fluid service, brakes, tires, batteries, and OBDI/II diagnostics (zero auto-detailing overlap with Glean). Pitstop prioritizes maintaining Prism’s own luxury SUVs, sedans, and service vans, and expands into scheduled after-hours B2B commercial lot fleet maintenance in 2028–2029 ($321,284 2029 revenue and +$36,066 post-owner EBITDA in the promoted af30c756 plan).
2. Customer Offers & Reference Pricing
- Internal Prism Fleet Mechanical SLA (Reference Offer): Scheduled mechanical preventive maintenance, brakes, fluid service, and multi-point safety inspections for Foundry/Obsidian/Glean vehicles.
- B2B Commercial Lot Fleet PM ($650/mo Reference Retainer): Recurring monthly preventive maintenance per commercial fleet account (~8–10 vans/trucks serviced in one lot stop; $325/mo net contribution).
- Driveway Convenience Packages (Home Club Upsell): $99 synthetic oil service, $210 brake pad service, and $75/vehicle/mo fleet care add-on.
Show Marketing & Staffing Details (Sections 3 & 4) ▾
3. How It Wins Customers (Marketing & Active Target)
- Reference Channels: Direct B2B outreach to local HVAC, plumbing, pest-control, and medical courier fleets (servicing 8–10 vehicles per lot stop) plus cross-sell to existing Glean and Home Club households.
4. Team, Fleet & Operations (People & Active Capacity)
- Reference Operating Model: Automotive Service Excellence (ASE) certified mobile mechanic capacity in an outfitted service van; coordinated via the shared Home Services CSR desk; requires 3 hrs/wk (2027) → 5 hrs/wk (2029) of owner oversight.
5. Financial Outlook (Live Active Selection vs. Options A, B & C)
6. Assumptions, Gates & Direct Links
Key Gate & Provenance: B2B commercial lot retainers require signed multi-vehicle lot access agreements, environmental spill-containment kits, and clear parts/labor inclusion schedules before 2028 expansion.
Prism Home Services LLC · #4 Parent Platform
Wave 1 · Parent LLC Platform ($245.5k 2029 Rev)
4 · Prism Home Services
Parent LLC platform operating the shared CSR dispatch desk, $29/mo ($348/yr) / $399/yr Home Club, $295/mo Homewatch & $1,200 Hurricane Readiness
1. What It Does & Who It Serves
Serves as the parent legal entity (Prism Home Services LLC) and unified customer umbrella for Group A—operating the shared Customer Service Representative (CSR) booking and dispatch desk across #1 Glean, #2 Simply Tech, and #3 Pitstop, while directly selling recurring Home Club memberships, absentee-owner Homewatch retainers, and seasonal Hurricane Readiness packages ($245,500 2029 revenue and +$126,590 post-owner EBITDA in the promoted af30c756 workbook).
2. Customer Offers & Reference Pricing
- Prism Home Club Membership ($29/mo = $348/yr in af30c756 Workbook · $399/yr in Option C Simulator): Preventive property care pass bundling priority scheduling, member discounts across Glean/Simply Tech/Pitstop, and annual home/driveway checkups (scaling to 250 active members in af30c756 / 185 members in Option C).
- Absentee Homewatch ($295/mo) & Hurricane Readiness ($1,200/pkg): High-margin seasonal property oversight and storm-prep packages (70 absentee homewatch retainers and 30 hurricane packages in 2029, generating $245,500 2029 revenue and +$126,590 post-owner EBITDA).
Show Marketing & Staffing Details (Sections 3 & 4) ▾
3. How It Wins Customers (Marketing & Active Target)
- Reference Channels: Point-of-sale membership upsells on every Glean cleaning visit, Pitstop driveway service, and Simply Tech install, plus South Florida realtor move-in and seasonal resident partnerships.
4. Team, Fleet & Operations (People & Active Capacity)
- Reference Operating Model: Centralizes phone/SMS intake, route scheduling, and quality follow-up in one shared CSR desk (supported by Lucent’s 24/7 AI Receptionist), requiring 4–6 hrs/wk of owner oversight ($18,369/yr non-posting owner-pay allocation in 2029).
5. Financial Outlook (Live Active Selection vs. Options A, B & C)
6. Assumptions, Gates & Direct Links
Key Gate & Provenance: Shared CSR dispatch payroll is offset by Home Club membership contributions, Homewatch retainers, and intercompany dispatch allocations. Year-3 standalone exit valuation: $443k–$633k (or bundled inside the $4.45M Home Services LLC Platform exit).
Prism Motors & Fleet LLC · Division #5
Wave 2 · Gated ($0 in Target View)
5 · Vesper Motor Collection
Collector & exotic vehicle concierge sourcing and selective specialist acquisition (0% consignment per OD-0935; zero overlap with #6/#7 chauffeur fleet)
1. What It Does & Who It Serves
Provides high-net-worth automotive clients (cross-sold from #7 Obsidian Black’s VIP chauffeur & FBO aviation base) with deposit-backed collector and exotic vehicle sourcing and selective outright specialist acquisition (0% consignment per OD-0935). Held at $0 in Target under the workbook OP05 100% Obsidian practical capacity formula gate (because modeled Obsidian occupancy peaks at 90.96% in Dec-2029; the proposed commercial unlock alternative opens Vesper once #7 Obsidian sustains 80%+ fleet utilization or deals are 100% client-deposit-backed); High case adds +$30,797 post-owner EBITDA (and the Parameter Studio toggle tests +$33,000/yr concierge sourcing net).
2. Customer Offers & Reference Pricing
- Deposit-Backed Automotive Concierge Sourcing Fee (Wave-2 Toggle): $3,500 flat sourcing & pre-purchase inspection retainer per collector vehicle mandate ($2,750 net profit/deal after $750 third-party PPI, title/escrow & enclosed carrier coordination).
- High-Case / Specialist Collector Acquisition Schedule: Curated enthusiast/exotic vehicle mandates (+$30,797 post-owner EBITDA in af30c756 High case; or 4 vehicles/yr = $667,884 rev / +$23,808 post-owner EBITDA in the prior Option B no-site schedule; 0% consignment).
Show Marketing & Staffing Details (Sections 3 & 4) ▾
3. How It Wins Customers (Marketing & Active Target)
- Reference Channels: Zero paid ad burn in Wave 1; private automotive lookbooks placed in Obsidian S500/Denali cabins, PCA/Ferrari/collector club events, and direct outreach to FBO aviation retainer clients.
4. Team, Fleet & Operations (People & Active Capacity)
- Reference Operating Model: No standalone retail dealership lease before scale (Option B no-site rule saves $17,079/yr in 2029); uses independent marque specialists for pre-purchase inspections (PPI), reconditioning, and enclosed insured transport.
5. Financial Outlook (Live Active Selection vs. Options A, B & C)
6. Assumptions, Gates & Direct Links
Key Gate & Provenance: Gated at $0 in Target until #7 Obsidian sustains ≥80% utilization (or 100% client-deposit-backed brokerage mandates) and Florida motor vehicle broker/dealer licensing & escrow rules are cleared by counsel.
Prism Motors & Fleet LLC · Division #6
Wave 1 · Asset Owner & B2B Shuttles ($810.1k Rev)
6 · Foundry Fleet & Commercial
Central vehicle asset owner, intercompany luxury fleet lessor (Fla. Stat. § 212.05 Form DR-13), and B2B corporate shuttle operator
1. What It Does & Who It Serves
Holds title, financing, commercial insurance, and depreciation for the 6-vehicle luxury fleet ($360,000–$385,000 debt-free FMV by 2029-12), leases SUVs and sedans internally to #7 Obsidian Black under Florida Statute § 212.05 (Form DR-13 resale/lessor structure), and operates recurring B2B commercial shuttle contracts ($810,068 2029 revenue and +$70,542 post-owner EBITDA in the promoted af30c756 plan).
2. Customer Offers & Reference Pricing
- Internal Fleet Leases to #7 Obsidian Black: Structured intercompany vehicle leases (eliminated in the consolidated group row so internal lease revenue is never double-counted).
- B2B Commercial Shuttle Retainers (Reference Offer): $2,800/mo recurring monthly billing per corporate/hotel/medical shuttle route ($1,150/mo net margin after $1,650 driver/fuel allocation).
- Dedicated Commercial Lease Programs: $1,100–$1,400/wk commercial fleet utilization packages.
Show Marketing & Staffing Details (Sections 3 & 4) ▾
3. How It Wins Customers (Marketing & Active Target)
- Reference Channels: Direct B2B outbound to South Florida corporate campuses, luxury condominium associations, private aviation terminals (FBOs), and boutique hotels needing weekday shuttle loops.
4. Team, Fleet & Operations (People & Active Capacity)
- Reference Operating Model: Mechanical preventive maintenance performed in-house by #3 Pitstop Mobile Auto; commercial fleet insurance and lessor compliance managed centrally; requires 6 hrs/wk (2027) → 5 hrs/wk (2029) of owner oversight.
5. Financial Outlook (Live Active Selection vs. Options A, B & C)
6. Assumptions, Gates & Direct Links
Key Gate & Provenance: Requires CPA confirmation of Florida Statute § 212.05 Annual Resale Certificate (Form DR-13) lease-stream sales-tax election and binding commercial fleet insurance quotes prior to vehicle delivery.
Prism Motors & Fleet LLC · Division #7
Wave 1 · Flagship Chauffeur Ops ($2.50M Rev)
7 · Obsidian Black
Executive black-car chauffeur service, private aviation terminal (FBO) & airport transfers, corporate retainers, and VIP charters
1. What It Does & Who It Serves
Operates South Florida’s executive chauffeur and black-car service across Palm Beach, Broward, and Miami-Dade—leasing its 6 luxury vehicles internally from #6 Foundry Fleet and employing the W-2 chauffeur team to serve private jet FBO passengers, corporate executives, five-star hotel concierges, and private hourly charters ($2,500,802 2029 revenue and +$198,855 post-owner EBITDA in the promoted af30c756 plan).
2. Customer Offers & Reference Pricing
- Executive Airport & FBO Transfers (Reference Offer): $165–$245 flat-rate luxury transfers (PBI, FLL, MIA, Boca Raton & Opa-locka FBOs).
- Private Hourly & Evening Charters (Reference Offer): $95–$155/hr reference tiers (4-hour minimum) across BMW 530xi executive sedan ($95/hr), GMC Yukon Denali SUVs ($125/hr), and flagship Mercedes-Benz S500 ($155/hr).
- Corporate Executive Retainers & Affiliate Overflow: Priority monthly billing accounts + 14% net commission ($260 average booking) on overflow trips farmed out to vetted partner fleets.
Show Marketing & Staffing Details (Sections 3 & 4) ▾
3. How It Wins Customers (Marketing & Active Target)
- Reference Channels: Multi-channel demand program ($3,300–$4,300/mo at 100% 6-Car scale: $1,800–$2,300/mo Google Local Search, $500–$700/mo Hotel & FBO Concierge, $600–$800/mo Corporate Retainer outreach, $400–$500/mo VIP Charter promo).
4. Team, Fleet & Operations (People & Active Capacity)
- Reference Operating Model: W-2 chauffeurs modeled under a 55% fare-share/burden structure with an $18/hr floor guarantee, scheduled on 4x10 peak-demand windows; requires 12 hrs/wk (2027) → 8 hrs/wk (2029) of owner oversight.
5. Financial Outlook (Live Active Selection vs. Options A, B & C)
6. Assumptions, Gates & Direct Links
Key Gate & Provenance: Under the staged <=$660k cap, Vehicles #4–#6 release from positive operating cash flow in Jul–Sep 2028. Empirical chauffeur payroll records are currently 0 (planning model estimate).
Prism Motors & Fleet LLC · #10 Non-Additive Parent Roll-Up
Non-Additive Parent LLC Roll-Up (#6 + #7)
10 · Prism Motors & Fleet
Parent LLC roll-up combining #6 Foundry Fleet ($810.1k) + #7 Obsidian Black ($2.50M) = $3.31M Rev / +$269.4k Post-Owner Profit (Never Double-Counted)
1. What It Does & Who It Serves
Represents the parent legal entity (Prism Motors & Fleet LLC) and combined M&A platform roll-up of #6 Foundry Fleet & Commercial (vehicle asset holder, intercompany lessor & B2B shuttles) plus #7 Obsidian Black (executive chauffeur & charter operator). Strict Non-Overlap Rule: Marked nonadditive=True in the authoritative workbook so its $3,310,870 revenue and +$269,397 post-owner EBITDA are never added a second time into portfolio totals.
2. Customer Offers & Reference Pricing
- Exact Additive Identity (#6 + #7 = #10): $810,068 (#6 Foundry 2029 revenue) + $2,500,802 (#7 Obsidian 2029 revenue) = $3,310,870 combined division revenue before intercompany lease elimination.
- Combined Division Profitability (#6 + #7 = #10): +$70,542 (#6 Foundry post-owner EBITDA) + +$198,855 (#7 Obsidian post-owner EBITDA) = +$269,397 post-owner EBITDA (+$311,666 pre-owner EBITDA) in 2029 under the promoted af30c756 plan (and +$142,882 cumulative 38-month after-tax cash).
- Debt-Free 6-Vehicle Hard-Asset Backing: Holds 6 luxury vehicles (4 GMC Yukon Denalis, 1 Mercedes S500, 1 BMW Sedan — refreshed in 2028–2029) with $0.00 debt and $360,000–$385,000 FMV at 2029-12.
Show Marketing & Staffing Details (Sections 3 & 4) ▾
3. How It Wins Customers (Marketing & Active Target)
- Reference Channels: Unified B2B corporate mobility sales—cross-selling executive airport/FBO transfers (#7 Obsidian) alongside dedicated corporate employee/hotel shuttle contracts (#6 Foundry).
4. Team, Fleet & Operations (People & Active Capacity)
- Reference Operating Model: Staged 3-car launch in 2026-11..2027-06 followed by self-funded Vehicle #4 (2028-07) and Vehicles #5–#6 (2028-09) from operating cash flow; combined owner oversight of 13 hrs/wk in 2029 ($42,269/yr non-posting owner-pay allocation).
5. Financial Outlook (Live Active Selection vs. Options A, B & C)
6. Assumptions, Gates & Direct Links
Key Gate & Provenance: Bundling #6 Foundry + #7 Obsidian in a Year-3 Mobility Platform exit commands 4.0x–5.5x EBITDA ($1.28M baseline EV plus $360k–$385k debt-free fleet FMV). Non-additive roll-up row.
Lucent Digital LLC · Standalone LLC #8
Wave 1 · #1 Profit Contributor ($2.89M Rev)
8 · Lucent Digital Services
AI Receptionist SaaS, $495 Credited AI & Call-Capture Audits, conversion web builds, and recurring growth retainers
1. What It Does & Who It Serves
Operates under Lucent Digital LLC as both the internal digital marketing engine for all Prism brands and a high-margin B2B digital agency & AI software provider for local home-service, medical, legal, and automotive businesses—generating $2,887,389 in 2029 revenue and +$660,021 in post-owner EBITDA (#1 profit contributor in the portfolio).
2. Customer Offers & Reference Pricing
- $495 Credited AI & Call-Capture Audit Wedge (Reference Offer): Paid 7-day diagnostic of a prospect’s missed calls, speed-to-lead, and search gaps—100% credited toward Month 1 if they sign a retainer within 14 days ($145 prep cost).
- $297/mo AI Receptionist & Missed-Call Software (Reference Offer): Productized 24/7 AI voice & SMS booking assistant ($215/mo net margin per active client after $82/mo telecom/AI/support cost).
- Conversion Web Builds & Monthly Growth Retainers: $2,650–$2,800 custom web builds + $1,500/mo recurring search, paid ads, and customer relationship management (CRM) retainers.
Show Marketing & Staffing Details (Sections 3 & 4) ▾
3. How It Wins Customers (Marketing & Active Target)
- Reference Channels: Audit-first outbound and local search funnel—leading with the $495 Credited AI Audit to convert $1,500/mo retainers while offering the $297/mo AI Receptionist software as a sticky entry or downsell product.
4. Team, Fleet & Operations (People & Active Capacity)
- Reference Operating Model: Reusable industry web/funnel templates (home services, fleet, creator) and automated AI voice/SMS workflows; requires 14 hrs/wk (2027) → 10 hrs/wk (2029) of owner oversight.
5. Financial Outlook (Live Active Selection vs. Options A, B & C)
6. Assumptions, Gates & Direct Links
Key Gate & Provenance: Requires 30-to-60-day pilot validation of $495 audit conversion rates and AI Receptionist monthly churn before scaling outbound spend.
Novelle Veil LLC · Standalone LLC #9
Wave 1 · Active in af30c756 ($1.05M 2029 Rev)
9 · Novelle Veil
Boutique digital creator agency, 3-room content studio, fan-platform monetization, creator SaaS & brand deal representation
1. What It Does & Who It Serves
Operates under standalone Novelle Veil LLC as a boutique, privacy-first digital creator agency and 3-room South Florida content studio scaling from 3 creators at launch to 15 managed creators in 2029 in the promoted af30c756 Gemini Plan ($1,054,914 2029 revenue; +$582,188 pre-owner / +$576,851 post-owner EBITDA; 38m cash break-even in 2026-12). In the Wave-1-only Option A/B/C simulator presets, Novelle can be toggled between gated ($0) and enabled (+$31,440 net profit).
2. Customer Offers & Reference Pricing
- 50/50 Net Revenue-Share Management Tier (Reference Offer): Full-service fan-funnel management, retention operations, and content calendar execution (15 active creators in 2029 generating $1.05M net agency revenue in the af30c756 plan).
- $2,500/mo Retainer + 25% Performance & Brand Deal Representation: Hybrid management + 20% agency commission on external brand sponsorships, digital product launches, and Creator Tech Stack SaaS subscriptions.
- 3-Room Creator Production Studio: In-house photo/video batch-shooting and editing infrastructure ($14k–$18k debt-free studio AV/lighting equipment at 2029-12).
Show Marketing & Staffing Details (Sections 3 & 4) ▾
3. How It Wins Customers (Marketing & Active Target)
- Reference Channels: Prospects are pitched using a live, custom-built creator fan-site demo (see the Sienna & Mara Sample Creator Site linked below) hosted on Lucent Digital’s web stack, plus creator-to-creator referrals.
4. Team, Fleet & Operations (People & Active Capacity)
- Reference Operating Model: Dedicated 3-room studio + variable per-creator video/photo batch editors and retention VAs contracted alongside active roster growth—requiring only 1.5–2.5 hrs/wk of owner oversight ($5,336/yr non-posting owner-pay allocation in 2029).
5. Financial Outlook (Live Active Selection vs. Options A, B & C)
6. Assumptions, Gates & Direct Links
Key Gate & Provenance: Requires standard talent management agreements, age/identity verification compliance, and ≥2 signed creator letters of intent before studio equipment drawdowns. Year-3 standalone exit valuation: $2.02M–$2.88M (3.5x–5.0x post-owner EBITDA).
MARKETING & SALES · DYNAMICALLY BOUND TO YOUR ACTIVE SCENARIO
Reach the right customers, cross-sell across the three pillars, and inspect active volume targets live.
Every business in Prism Holdings has a defined reference offer wedge, primary acquisition channel, and pilot validation rule—and the Active Scenario Volume & Target column below updates live whenever you switch between Option A, Option B, Option C, Baseline, or custom sliders.
COMPLETE 8-BUSINESS MARKETING & ACQUISITION MATRIX (ORDERED 1 TO 8)
Reference offer wedges, channel budgets, and live active-scenario volume targets
Separates fixed reference pricing/channel strategy from the active volume drivers modeled in your selected scenario.
↔ Swipe sideways to compare all columns
| Business & Pillar (1–8) | Reference Offer Wedge | Primary Acquisition Channels | Reference Budget / CAC Rule | Active Scenario Target & Status |
|---|
Pilot measurement rule: Every conversion rate, return-on-ad-spend (ROAS) figure, and utilization lift above is a documented planning hypothesis (
RECOMMENDED_HYPOTHESIS). Before scaling monthly ad spend or closing the Glean commercial route purchase, run 30-to-60-day paid pilots to measure actual cost-per-lead, booking conversion, and customer retention.PEOPLE, FLEET & RESOURCES · DYNAMICALLY BOUND TO YOUR ACTIVE SCENARIO
Keep staffing flexible, share one dispatch desk, and gate new vehicles on proven demand.
This page shows how people, vehicles, equipment, shared Customer Service Representative (CSR) dispatch funding, and weekly owner hours respond dynamically to your active scenario across all eight businesses, the shared Home Services pool, and Prism Holdings corporate governance.
COMPLETE 10-LINE STAFFING, FLEET & OWNER BANDWIDTH TABLE (ORDERED 1–8 + SHARED/CORPORATE)
Workforce model, fleet/equipment, and active-scenario capacity & owner hours
Owner time and shared CSR dispatch funding update automatically when you switch between Option A, Option B, Option C, Baseline, or Wave 2 toggles.
↔ Swipe sideways to compare all columns
| Business / Function | Workforce & Staffing Model | Active Fleet, Equipment & Systems | Active Owner Hrs/Wk (2027 → 2029) | Active Scenario Capacity & Funding Rule |
|---|
KEY OPERATING EFFICIENCY RULES (ACTIVE SCENARIO STATUS)
How the selected plan manages payroll and shared overhead
CAPACITY & EXPANSION GATES
Hard triggers before adding people, vehicles, or Wave 2 lines
- Fleet staging trigger (Option A vs. Options B/C): Under Option A, SUVs #3–4 and the Mercedes S500 stay held until SUVs #1 and #2 sustain ≥32 booked hours/week for 8 consecutive weeks.
- Glean commercial route capacity check (Option C): Verify cleaner headcount, night/weekend commercial building access, and <1.5%/mo account churn before closing the 35-account acquisition.
- Wave 2 gates (6 · Vesper & 8 · Novelle): Keep both lines at 0 hours and $0 operating burn in Wave 1 until Wave 1 cash flow and signed client deposits/agreements are in hand.
- Compliance pre-check: Confirm workers’ compensation classifications, overtime rules, and contractor agreements with employment counsel before onboarding staff.
Planning status: Empirical weekly chauffeur payroll records remain 0 (54,279 hypothetical driver-weeks modeled in the baseline). Confirm workers’ comp classifications, overtime rules, and contractor agreements with counsel before onboarding staff.
FINANCIAL PICTURE · LIVE CHARTS, TABLES & SIMULATOR
What the financial forecast projects across the Promoted af30c756 Gemini Plan, Options A, B, C, Baseline & Custom
Switch between the Promoted af30c756 Gemini 10-Brand Plan (<=$660k Staged Self-Funded), af30c756 (Unstaged), Option A (Staged Fleet), Option B (6-Car Organic), Option C (6-Car + Commercial Route), the Baseline (Pre-Optimization Reference), Low, and High—or open the 15-Parameter Studio right here to test custom assumptions on the monthly chart and annual tables.
Not accepted for decisions yet. The model review verifies calculations and data links, not whether customer demand, route purchase, staffing, or financing will occur. Certified Public Accountant (CPA) review and owner acceptance are still open.
SINGLE OR OVERLAID METRIC INSPECTOR
Monthly projected operating profit after full owner pay
USD · year labels on the chart · 2026 covers November and December only
Monthly flow goals: loading from bound display…
How are the financial terms and acronyms defined?
Sales (Net Revenue): consolidated revenue after intercompany eliminations (-$635,152 over 38m in 6-Car modes; -$294,252 in Option A’s 2-SUV Staged mode). Projected Operating Profit (EBITDA): consolidated earnings before interest, taxes, depreciation, and amortization, stated after deducting the full $138,000/yr owner compensation package ($120,000 salary + $18,000 health benefits) at Holding. Cash After Modeled Tax (T2): consolidated net cash flow after seller-note debt service, vehicle/equipment capital expenditures (CapEx), and modeled C-Corp income taxes (21% Federal + 5.5% Florida with $50,000 exemption and 80% net operating loss carryforward limit).
Capital Pool & Acronyms: the $660,000 modeled starting capital pool combines $330,000 in Rollover for Business Startups (ROBS) retirement funds (governed by the Employee Retirement Income Security Act, ERISA) and $330,000 in non-ROBS capital/credit. CSR: Customer Service Representative. FBO: Fixed-Base Operator (private aviation terminal). PoE: wired Power-over-Ethernet. B2B: business-to-business.
CALENDAR YEAR VIEW
Annual results across Options C, B, A, Baseline, Low & High
2026 is a two-month startup stub (Nov–Dec 2026). 2027, 2028, and 2029 are complete 12-month calendar years.
↔ Swipe sideways to compare all columns
| Option / Case | Year | Months | Projected profit after owner pay | Cash after modeled tax |
|---|
Open validation items & external reviews
ROADMAP, 3-YEAR PROJECT SETUP GANTT & EXECUTION WORK HUB
From Day-1 legal, fleet, and route setup to 3-year strategic milestones across all eight businesses.
Structured using modern product-execution patterns (Linear roadmap timelines with collapsible lanes and milestone diamonds, Height / Linear 6-state status boards, and Notion / Fibery strategic-to-tactical relational hierarchies). Every record is dynamically linked to your active rollout choice (Option A, Option B, Option C, Baseline, or Custom).
1 · STRATEGIC GOALS VS. TACTICAL SETUP
12 Strategic Outcomes → 36 Tactical Setup Packets
Strategic Goals (12) define what portfolio milestone or capacity gate must be achieved (e.g., Wave 1 Fleet Readiness, Feb 2028 Cash Trough Reserve, Oct 2029 Flow Target). Tactical Setup Tasks (36) define the exact upfront actions needed in the beginning: entity formation, CPA/ERISA sign-off, Fla. Stat. 212.05 lease certificates, seller tax-return diligence, 4x10 chauffeur agreements, and CSR dispatch setup.
2 · TWO TIME HORIZONS
Year 1 Setup Zoom (14 Months) vs. Full 3-Year Roadmap (13 Quarters)
Switch between Initial Launch & Year 1 Setup Focus (Nov 2026 – Dec 2027)—which zooms into month-by-month pre-launch filings, equipment procurement, and 30-to-60-day paid pilots—and the Full 3-Year / 38-Month Roadmap (Nov 2026 – Dec 2029) across all four rollout stages, the 2028-02 cash trough, and Wave 2 conditional gates.
3 · 6 WORK STATES & COMPLETION INTEGRITY
Clear Readiness Rules & Verified Evidence
Every item sits in one of 6 states: Backlogged (unscheduled/Wave 2 queue), Planned (scheduled in Wave/Quarter), Ready for Work (prerequisites met for Day-1 start), In Progress (active work), Blocked (shows exact external blocker & unblock owner), and Completed (recorded modeling & live site deliverables; canonical execution done requires external sign-off & guard admission).
LIVE WORK STATE SUMMARY (CLICK ANY STATE CARD TO FILTER THE HUB)
48 Total Work Records: 12 Strategic Goals + 36 Tactical Setup & Pilot Tasks
RECORDED MODELING & SITE EVIDENCE (COMPLETED DELIVERABLES)
- Consolidated portfolio financial engine completed across all 10 business sections (
PORTFOLIO_ROLLUP.xlsxSHA-256b6df1ede…), evaluating 3 Rollout Choices (Options A, B, C) and the Historical Baseline Reference under identical accounting rules. - Independent cross-model audit verified $0.00 consolidation identity discrepancy (
sum(10 sections) + ELIMINATIONS == CONSOLIDATED), mode-specific 4x10 shift-floor savings (+$6,018.47 in Option A vs. +$48,455.80 in Options B & C), vehicle-specific 55% fare-share/burden payroll math, and exact C-Corp quarterly tax replay. - All 8 customer-facing brand websites, the sample creator fan site (
prism-creator-sample.pages.dev), and this interactive portfolio library are live on Cloudflare Pages with synchronized pricing, offers, and interactive scenario comparison.
CRITICAL REAL-WORLD EXECUTION GATES (OPEN & BLOCKED)
- Owner Rollout Choice (Option C vs. Option B vs. Option A): Confirm whether to proceed with Option C ($1,126,081 projected 2029 profit; $761,074 peak funding need = $101,074 additional funding requirement in Feb 2028), Option B ($1,029,121 projected 2029 profit; $62,810 additional funding requirement), or Option A ($934,654 projected 2029 profit; $537,515 peak need = $122,485 below the $660,000 modeled pool).
- CPA & ERISA Sign-Off: Formal review of the modeled C-Corp tax schedule ($252,714 38m tax in Option C), Florida Statute 212.05 intercompany lessor registration, and $330,000 Rollover for Business Startups (ROBS) retirement-rollover qualification.
- Glean 35-Account Route Due Diligence (Option C Critical Path): Verify seller tax returns, building access rules, cleaner transferability, and <1.5%/mo account churn before signing any letter of intent.
- 30-to-60-Day Paid Channel Pilots & Binding Insurance Quotes: Validate Obsidian multi-channel demand, Lucent $495 AI Audit conversion, Home Club take-rate, and commercial fleet insurance quotes before scaling monthly spend.
Completion integrity boundary: Recorded modeling and website deliverables above represent local planning and verification evidence only; canonical execution completion requires external legal/CPA/seller sign-off and Agent Hub guard admission.
DOCUMENTS & SOURCES
Supporting plans in the same private site.
Open the main source documents below or use the searchable document library for the full archive of business plans, marketing guides, staffing plans, and diligence notes.
Prism Holdings master business planPortfolio strategy, governance, and 8-brand operating architecture.Resource & Staffing Plan v10Workforce model, 4x10 shift rules, and owner bandwidth allocation.Glean Home Services marketing guideResidential, exterior restoration, commercial route & Home Club guide.Pitstop Mobile Auto go-to-market planInternal fleet SLA and B2B commercial lot fleet maintenance plan.Simply Tech marketing & partner planProsumer Wi-Fi, 4K PoE security, and licensed partner referral model.Prism Home Services companion planShared CSR dispatch desk and $399/yr Home Club membership structure.Open the full searchable document library →Search all saved plans, research, legal topics, decisions, and historical project documents inside this site.