Active View: Recommended Full 10-Brand Plan

2029 Profit: $2,248,366 · Peak Cash Need: $628,782 · Ending Cash: $2,025,746

Reading depth:

EXECUTIVE RECOMMENDATION · RECOMMENDED FULL 10-BRAND PLAN (<=$660K SELF-FUNDED) + OPTIONS A, B & C

Recommended Path: Full 10-Brand Plan ($2.25M 2029 Profit, $628.8k Staged Peak Cash Need, $9.81M–$17.49M Exit) — or Wave-1 Option C ($1.13M) / Option A ($935k).

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Why We Show Both the Recommended Full 10-Brand Plan and Option C: The Recommended Full 10-Brand Plan covers all 10 portfolio lines including the combined mobility subtotal using staged vehicle financing and organic customer growth—keeping peak cash need at $628,782 ($31,218 below the $660,000 pool) and generating $2,248,366 in 2029 operating profit after full CEO compensation. Option C is our Wave-1 stress test that buys a 35-account commercial cleaning route on Day 1 for faster early cash flow while holding Wave-2 lines at $0—requiring $761,074 peak cash need ($101,074 above the $660,000 pool) and generating $1,126,081 in 2029 operating profit.

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1. Recommended Full 10-Brand Plan (<=$660k Staged Self-Funded · Workbook af30c756): $3.02M (2027) → $7.58M (2028) → $10.65M (2029) → $21.26M (38m) Net Revenue; -$188.3k (2027) → +$1.23M (2028) → +$2.25M (2029) → +$3.20M (38m) Operating Profit After Owner Pay; +$1.37M 38m After-Tax Cash ($2.03M Ending Cash Pool).
2. Staged <=$660k Self-Funded Expansion ($0 Credit Line Needed): Waiting until May–September 2028 positive cash flow to fund $220k of expansion equipment (Glean Route #3 + Foundry Vehicles #4–#6) cuts Peak Cash Need from $848,782 to $628,782 in 2027-06 (leaving a +$31,218 cash cushion below the $660,000 starting pool).
3. Wave-1 Core Simulator (Options C / B / A): Among the conservative Wave-1-only presets, Option C: 6-Car + Route delivers $1,126,081 2029 profit ($1,500,335 38m; $761,074 peak need), beating Option B ($1,029,121) by +$290.9k over 38m; Option A (3-Car Staged) caps peak need at $537,515 (+$122.5k buffer) with $934,654 2029 profit.
4. Year-3 (2029-12) Debt-Free Exit ($9.81M–$17.49M): Paying off the remaining $167.9k Glean route note leaves $1.20M debt-free cash + $509k–$553k hard assets (6 luxury vehicles + 5 Glean rigs) + ~$240k collectible customer receivables—yielding $12.05M (Option 1 Individual Brand Sale), $14.21M (Option 2 Three LLC Platform Bundles), or $15.16M (Option 3 Single Portfolio Sale) baseline walk-away value.

STEP 1 · PICK THE RECOMMENDED 10-BRAND PLAN, OPTIONS A/B/C, OR PLAY WITH THE 15 LIVE LEVERS

Compare the Recommended Full 10-Brand Plan alongside Options A, B, C & Baseline—or customize 15 sliders to test your own scenario

Tap any option button in the top bar or card below to switch the entire workbook view, or click Customize 15 Parameters to drag sliders and watch the recommendation box, chart, and year-by-year business table update live.

Recommended Full 10-Brand Plan

WHY THIS OPTION WINS · LIVE DECISION ARTICULATION

1. Why Option C Is #1 Overall: Highest 2029 profit ($1,126,081 Wave 1 / $1,190,521 All-8 Active) and highest 38-month profit ($1,500,335) because the 35-account commercial cleaning route cash-flows from Month 3.
2. Capital Pool vs. Feb 2028 Trough: Option C needs a $101,074 credit line for the 2028-02 trough ($761,074 peak vs. $660,000 pool); switch to Option A if you want a +$122,485 cash cushion with zero credit line.
3. Why Option B Trails Option C: Option B takes 62% of the credit-line risk ($62,810 gap) while giving up -$96,960/yr in 2029 profit and -$290,880 over 38 months by skipping the commercial route.

STEP 2 · VISUALIZE ALL PLANS & TRAJECTORIES ON ONE FULL-SIZE CHART

Remaining Cash Pool vs. $660,000 Starting Pool & Cash Trough (Nov 2026 – Dec 2029)

Lines:

Month (2028-02 · Feb 2028 Cash Trough):

STEP 3 · SIDE-BY-SIDE ROLLOUT COMPARISON MATRIX

How the Recommended Full 10-Brand Plan, Option A, Option B, Option C, Baseline, and Your Active View compare line by line

Tap any option column header to switch the active view

↔ Swipe sideways to compare all columns

Portfolio Metric						Your Active View Recommended Full 10-Brand Plan

Why We Show Both the Recommended Full 10-Brand Plan ($2,248,366 2029 Profit) and Option C ($1,126,081 Wave-1 Profit):

Recommended Full 10-Brand Plan (<=$660k Staged Self-Funded · Workbook af30c756): Our master portfolio plan across all 10 portfolio lines under 3 Legal LLCs (including 3 commercial lawn rigs + 2 pool rigs in #1 Glean, active 15-creator roster in #9 Novelle Veil, and full B2B digital scale in #8 Lucent Digital). Generates $10,647,079 in 2029 revenue and +$2,248,366 in 2029 operating profit after $177,411/yr CEO compensation—while keeping peak cash need at $628,782 in June 2027 (+$31,218 cushion below the $660,000 starting pool) by funding $220,000 of expansion equipment from May–September 2028 operating cash flow.
Option C (Wave-1 Core Simulator · 6-Car Fleet + 35-Account Route): Our conservative Wave-1-only stress test that holds #9 Novelle Veil and #5 Vesper Motor Collection at $0 in Wave 1 and tests the 15 interactive sliders around a 6-vehicle launch + 35-account commercial cleaning route ($1,126,081 in 2029 profit after $138,000/yr owner pay; $761,074 peak cash need in Feb 2028).

3 LEGAL OPERATING LLCs + CENTRAL ENTITIES RECONCILIATION SUMMARY

How the 3 Legal Operating LLCs and Central Entities add up to 100% of Portfolio Revenue, Profit, Cash & Exit Value

Groups the 10 portfolio lines under their 3 actual Florida operating LLCs—plus the 4th reconciliation row for Central Entities (Prism Holdings LLC & Prism Property LLC) and intercompany eliminations so every column ties to the exact consolidated total with $0 drift.

↔ Swipe sideways to inspect 2027, 2028, 2029 Revenue & Profit, 38-Month Cash, and Year-3 Exit Valuation by Legal LLC

Legal Operating LLC / Reconciliation Group	Included Portfolio Lines	2027 Profit	2028 Profit	2029 Revenue	2029 Pre-Owner Profit	2029 Post-Owner Profit	38m After-Tax Cash	Year-3 Estimated Exit Range
Entity 1: Prism Home Services LLC #1–#4	#1 Glean · #2 Simply Tech · #3 Pitstop · #4 Prism Home Services (Parent Platform & Home Club)	+$77,090	+$431,636	$3,620,569	+$803,466	+$742,097	+$427,706	$2.89M – $4.36M (SOTP) · $3.71M – $5.19M (Bundle)
Entity 2: Prism Mobility LLC #5, #6, #7 [excluding #10 subtotal]	#5 Vesper ($0 in Target) · #6 Foundry Fleet ($810.1k) · #7 Obsidian Black ($2.50M) (#10 Motors & Fleet $3.31M subtotal excluded from sum)	-$83,962	+$209,327	$3,310,870	+$311,693	+$269,397	-$333,348	$0.94M – $1.35M (SOTP) · $1.08M – $1.48M (Bundle)
Entity 3: Prism Digital LLC #8–#9	#8 Lucent Digital ($2.89M) · #9 Novelle Veil ($1.05M)	+$206,574	+$862,530	$3,942,303	+$1,310,618	+$1,236,872	+$1,271,388	$4.37M – $7.17M (SOTP) · $5.57M – $8.04M (Bundle)
4th Central Entities (Prism Holdings LLC & Prism Property LLC) Reconciliation Row	Prism Holdings LLC (CEO $177,411/yr pay booked once legally) + Prism Property LLC + Intercompany Lease Eliminations (-$226,663 rev)	-$388,042	-$277,940	-$226,663	-$177,411	$0 (Allocated across #1–#9 above)	+$0	+$1.20M Net Cash + $0.40M–$0.55M Fleet/NWC Credit (= +$1.60M–$1.75M)
Consolidated Portfolio Total (100% Tie-Out · $0 Drift)	All 10 Portfolio Lines under 3 Legal LLCs + Central Entities (38-Month Operating Profit: $3,201,180)	-$188,340	+$1,225,554	$10,647,079	+$2,248,366	+$2,248,366	+$1,365,746 ($2,025,746 w/ $660k Pool)	$9.80M – $14.63M (SOTP · $9.81M headline) · $11.95M – $16.46M (3-Bundle) · $12.84M – $17.49M (1-Portfolio)

STEP 4 · YEAR-BY-YEAR BREAKDOWN BY BUSINESS (2026 STUB → 2029 + 38M TOTAL) & 10-LINE SCORECARD

How much money each business makes per year (2026, 2027, 2028, 2029 & 38-Month Total) + Post-Owner-Pay 10-Line Test

Shows every business line from Nov 2026 through Dec 2029 under your active option, plus the 2029 post-owner-pay profitability check across all 10 lines.

↔ Swipe sideways to inspect 2026, 2027, 2028, 2029, 38m Total, Post-Owner-Pay 2029, and Codex Iter08 Deep-Dive schedules

Business / Portfolio Line	2026 (2m Stub)	2027 (Yr 1)	2028 (Yr 2)	2029 (Yr 3)	38-Month Total	2029 Post-Owner Normalized	Compare 2029: Opt A / Opt B / Opt C	Codex Iter08 Deep-Dive & Notes

STEP 5 · <=$660,000 SELF-FUNDED CAPITAL REINVESTMENT SCHEDULE & YEAR-3 (2029-12) DEBT-FREE EXIT VALUATION

How the promoted af30c756 plan stays inside $660,000 ($628,782 peak need in 2027-06) and builds a $9.81M–$17.49M Year-3 exit

Stages $220,000 of expansion CapEx (Glean Route #3 down payment + Foundry Vehicles #4–#6) into May–Sep 2028 when monthly operating cash exceeds +$92k–$108k/mo, and retires 100% of remaining debt at 2029-12.

Download af30c756 Excel Workbook

PART A · STAGED <=$660,000 SELF-FUNDED REINVESTMENT SCHEDULE

Peak Pre-Reserve Need Drops from $848,782 (Unstaged) to $628,782 (+$31,218 Buffer Below $660k)

1. Phase 1 Initial Launch (2026-11 to 2027-06 · Capped at <=$660k): Launches 3 luxury chauffeur vehicles (2 Yukon Denalis + 1 S500/BMW), 2 Glean routes + lawn/pool rigs, Lucent Digital, Novelle Veil, Pitstop, Simply Tech, and Home Services. Peak cumulative pre-reserve drawdown hits $628,782.46 in 2027-06 (leaving +$31,217.54 cushion below $660,000) and a secondary trough of $527,242.94 in 2028-02. Reserve-inclusive governance note: the workbook’s statutory reserve-inclusive peak figure is $1,025,893 (comprising a $551,057 operating cash deficit plus a $474,836 statutory liquidity reserve buffer), whereas actual out-of-pocket cash draw is capped at $628,782.46.
2. Phase 2 Cash-Flow-Funded Expansion (May–Sep 2028 · $0 External Debt/Equity):
- 2028-05: Monthly operating cash reaches +$97,367 → self-funds $40,000 Glean Route #3 down payment (+$57,367 net monthly surplus).
- 2028-07: Monthly operating cash reaches +$92,772 → self-funds $60,000 Foundry Luxury Vehicle #4 (+$32,772 net monthly surplus).
- 2028-09: Monthly operating cash reaches +$108,437 → self-funds $120,000 Foundry Luxury Vehicles #5 & #6.
3. Full 2029 Capacity Preserved: All 6 luxury vehicles, 3 Glean routes, 5 lawn/pool rigs, and 15 Novelle creators operate for 100% of 2029, delivering the full $10,647,079 2029 Net Revenue, +$2,248,366 Post-Owner EBITDA, and +$1,365,746 38m After-Tax Cash.

PART B · YEAR-3 (2029-12) DEBT-FREE BALANCE SHEET & HARD ASSETS

$1,197,856 Debt-Free Cash + $509k–$553k Physical Fleet/Rigs + ~$240k Net Working Capital AR

1. 100% Debt-Free Retained Cash ($1,197,855.50): Cumulative 38m after-tax cash is $1,365,745.82 (or $2,025,745.82 including the $660k initial pool). Foundry vehicle loans are $0.00 (paid off by 2029-12); paying off the remaining $167,890.32 Glean route seller note leaves $1,197,855.50 in pure debt-free cash (or $1,857,855.50 with initial pool).
2. Debt-Free Hard Assets ($509,000–$553,000 FMV at 2029-12) & ROBS Exit Rule:
- Foundry & Obsidian: 6 debt-free luxury vehicles (4 Yukon Denalis, 1 Mercedes S500, 1 BMW Sedan — refreshed in 2028–2029) worth $360,000–$385,000 FMV.
- Glean Home Services: 3 commercial lawn rigs + 2 pool rigs + wash equipment worth $135,000–$150,000 physical FMV (plus $361k acquired route contracts).
- Novelle, Simply Tech & Home Services: 3-room creator studio + AV/inspection gear ($14,000–$18,000 FMV) + ~$240,000 collectible client AR.
- ROBS 401(k) Exit Proceeds Note: Under ERISA rules, sale proceeds attributable to the 401(k) plan’s pro-rata C-Corp stock ownership flow tax-deferred back into the ROBS retirement trust before personal distribution.

↔ Swipe sideways to compare Year-3 (2029-12) M&A Exit Valuation Options (Post-Owner $2.25M EBITDA / Pre-Owner $2.43M SDE)

Year-3 (2029-12) Exit Structure (af30c756 Target)	2029 Post-Owner EBITDA / Pre-Owner SDE	Blended EBITDA Multiple (Cons / Base / Aggr)	Enterprise Value (Post-Owner Basis)	Debt-Free Cash + Hard-Asset / NWC Credit	Total Owner Walk-Away Equity (Cons / Base / Aggr)
Exit Option 1 · Individual Brand Sale (Sum-of-the-Parts) Sell each of the 8 brands separately to local/regional buyers	$2,248,366 post-owner $2,425,777 pre-owner SDE	3.65x / 4.63x / 5.73x	$8.21M / $10.38M / $12.88M	+$1.20M net cash +$400k–$550k surplus fleet/AR credit	$9.81M / $12.05M / $14.63M (Base Equity Bridge [EV + $1.20M Cash before $475k credit]: $9.41M / $11.58M / $14.08M)
Exit Option 2 · Three Industry Platform Bundles Home Services ($4.45M) + Digital/Creator ($6.80M) + Motors & Fleet ($1.28M)	$2,248,366 post-owner $2,425,777 pre-owner SDE	4.60x / 5.58x / 6.55x	$10.35M / $12.54M / $14.72M	+$1.20M net cash +$400k–$550k surplus fleet/AR credit	$11.95M / $14.21M / $16.46M (Base Equity Bridge [EV + $1.20M Cash before $475k credit]: $11.55M / $13.73M / $15.92M)
Exit Option 3 · Single Multi-Brand Portfolio Sale (Recommended Exit) Institutional PE / family-office platform sale at 5.0x–7.0x EBITDA	$2,248,366 post-owner $2,425,777 pre-owner SDE	5.00x / 6.00x / 7.00x	$11.24M / $13.49M / $15.74M	+$1.20M net cash +$400k–$550k surplus fleet/AR credit	$12.84M / $15.16M / $17.49M (Base Equity Bridge [EV + $1.20M Cash before $475k credit]: $12.44M / $14.69M / $16.94M · Yr-3 Terminal Value cross-check: $13.06M–$17.19M)

Cash-Timing Sequence (Why Early Working Capital Matters):

1. 2026–2027 Startup Ramp: Operating profit is negative during the 2-month 2026 stub and 2027 ramp while vehicles, rigs, and routes are onboarded.
2. Cumulative Cash Trough Timing: Maximum cash drawdown hits in June 2027 (2027-06) for the Recommended Full 10-Brand Plan ($628,782 staged / $848,782 unstaged) and in February 2028 (2028-02) for Wave-1 Options A, B, and C.
3. Peak Funding Comparison vs. $660,000 Pool: Recommended Full 10-Brand Plan (<=$660k Staged): $628,782 peak need (+$31,218 cushion below pool) · Option A: $537,515 peak need (+$122,485 cushion below pool) · Option B: $722,810 peak need (-$62,810 credit line) · Option C: $761,074 peak need (-$101,074 credit line) · Full 10-Brand Plan (Unstaged): $848,782 pre-reserve peak (-$188,782 gap).

WHAT YOUR ACTIVE SELECTION MEANS

Where the plan stands under your active selection

1. Recommended Full 10-Brand Plan (<=$660k Staged Self-Funded): Projects $10,647,079 in 2029 revenue, +$2,248,366 in 2029 operating profit after $177,411/yr CEO pay (+$3,201,180 over 38m), and a $2,025,746 ending cash pool.
2. Self-Funded Within $660,000 ($0 Credit Line Needed): Waiting until May–September 2028 positive cash flow to fund $220,000 of expansion equipment keeps Peak Cash Need at $628,782 in June 2027 (+$31,218 cushion below the $660,000 pool).
3. Wave-1-Only Simulator Comparison: Switch to Option C: 6-Car + Route ($1,126,081 2029 profit) or Option A: 3-Car Staged ($934,654 2029 profit; $537,515 peak need) to test conservative Wave-1-only assumptions.

Inspect all 10 portfolio dossiers → Open monthly charts & simulator → Jump to Stage-1 Legal, CPA & Route Agendas ↓

3 OWNER DECISIONS TO LOCK IN THE BASELINE

Three strategic choices to confirm before Stage-1 execution

1. Confirm Staged <=$660,000 Self-Funded Capital Rule: Launch Phase 1 (2026-11 to 2027-06) with 3 luxury vehicles + 2 Glean routes (capping peak need at $628,782.46 in 2027-06, +$31,217.54 buffer below $660k), and release the remaining $220,000 expansion CapEx in May–Sep 2028 (2028-05 $40k Route #3, 2028-07 $60k Vehicle #4, 2028-09 $120k Vehicles #5–#6) strictly from positive operating cash flow.
2. Confirm When #5 Vesper Motor Collection Can Launch: Keep Vesper gated at $0 in the Target Plan until our #7 Obsidian Black chauffeur fleet reaches full capacity (modeled occupancy peaks at 90.96% in Dec 2029), or unlock Vesper earlier once #7 Obsidian sustains 80%+ fleet utilization or deals are 100% client-deposit-backed (zero consignment risk; High case adds +$30,797 2029 post-owner profit). Ref: OP05 / OD-0935
3. Confirm Preferred Year-3 (2029-12) Exit Track for Contract Drafting: Draft Day-1 customer, route, and intercompany agreements with clean change-of-control & assignability clauses tailored to Exit Option 2 ($14.21M — 3 Industry Platform Bundles) and Exit Option 3 ($15.16M — Single Multi-Brand Portfolio Sale).

STEP 6 · STAGE-1 PRE-LAUNCH LEGAL, CPA, ROUTE DILIGENCE & 30–60 DAY PILOT CHECKLIST PACKET (NOV 2026 – MAR 2027)

Ready-to-use meeting agendas & verification checklists for your CPA, ERISA counsel, route seller, insurance broker, and channel pilots

Use these four checklists directly in your pre-launch meetings to verify tax/ROBS compliance, inspect commercial janitorial route financials, bind fleet/partner insurance, and run capped 30-to-60-day validation pilots before scaling spend.

Open Interactive First-90-Days Gantt →

AGENDA 1 · CPA & ERISA ROLLOVER COUNSEL (TK-01..TK-04)

Corporate Tax, $660k ROBS Pool & Fla. Stat. 212.05 Lease Setup

1. C-Corp & $660,000 Capital Pool Sign-Off: Confirm Prism Holdings C-Corp parent + operating LLC subsidiary structure for the $660,000 capital pool ($330,000 ROBS 401k rollover + $330,000 owner cash/loan) and quarterly estimated tax schedule.
2. ERISA ROBS & Owner W-2 Compensation Rules: Execute IRS/DOL-compliant 401(k) plan adoption, independent stock valuation, and $177,411/yr 2029 CEO compensation rules ($120k W-2 salary + $30k 401k match + $18k health + $9,411 payroll tax booked once legally at Holding).
3. Florida Statute 212.05 Intercompany Fleet Lease Certificate (Form DR-13): Register Foundry Fleet & Commercial (under Prism Motors & Fleet LLC) for a Florida Annual Resale Certificate (Form DR-13) and have the CPA confirm the binding lease-stream sales-tax election under Fla. Stat. § 212.05(1)(c) so luxury vehicles purchased exclusively for lease to Obsidian Black avoid upfront purchase sales tax and double taxation.
4. Year-3 M&A Assignability Clauses: Standardize customer and intercompany contracts with automatic change-of-control assignability so the businesses can be sold either as 3 Industry Bundles ($14.21M) or a Single Portfolio ($15.16M) at 2029-12.

AGENDA 2 · GLEAN COMMERCIAL ROUTE SELLER DILIGENCE (TK-05..TK-08)

Tax Return Verification, Churn Audit & 90-Day Clawback

1. 24-Month Tax Return & Bank Deposit Reconciliation: Reconcile seller Schedule C / Form 1120S tax returns and bank statements against the billed commercial account roster ($550/mo average recurring billing per office/medical/HOA account).
2. Contract Assignability & <1.5%/mo Churn Audit: Inspect account start dates, written cancellation notice terms, after-hours keycard/alarm transfer rules, and verify historical monthly account churn is <1.5%/mo.
3. Seller Note & 90-Day Retention Guarantee: Structure purchase terms at 30% down + 48-month seller note at 7.5% with a binding 90-day client retention clawback / account replacement warranty.
4. Staged Route #3 Expansion Gate (2028-05): Hold the $40,000 Route #3 down payment until May 2028 when monthly portfolio operating cash reaches +$97,367/mo (preserving the $628,782 peak need cap).

AGENDA 3 · COMMERCIAL FLEET, LIVERY INSURANCE & PARTNER BINDING (TK-13..TK-16)

Phase-1 3-Car Launch Fleet, Permits & Simply Tech Subcontractors

1. Phase-1 Commercial Livery Insurance Binding: Obtain binding commercial for-hire livery policies ($1M–$2M CSL + private aviation FBO tarmac endorsement) for the initial 3 luxury vehicles (2 GMC Yukon Denalis + 1 Mercedes S500/BMW 530xi).
2. Self-Funded Vehicles #4–#6 Release Gate (2028-07 & 2028-09): Gate Vehicle #4 ($60,000 in 2028-07) and Vehicles #5–#6 ($120,000 in 2028-09) on sustained chauffeur utilization and positive 2028 operating cash flow.
3. Tri-County Livery Permits & Chauffeur 4x10 Agreements: File Palm Beach, Broward, and Miami-Dade VH/limousine permits, FLL/MIA/PBI airport AVI transponders, and W-2 chauffeur 4x10 peak-window shift agreements (55% fare-share/burden with $18/hr floor).
4. Simply Tech Licensed Integrator Agreements: Execute partner contracts verifying Florida low-voltage (EF/ES) licenses, $1M COI naming Prism as additional insured, and 25% Prism commission ($605 net/job) on $2,600 Wi-Fi/PoE installs.

AGENDA 4 · 30-TO-60-DAY PAID CHANNEL & CREATOR PILOTS (TK-19..TK-27)

Capped Validation Pilots Before Scaling Monthly Marketing Spend

1. Lucent Digital $495 AI Audit Pilot ($1,500 Cap): Run a 45-day outbound & local search test of the $495 Credited AI & Call-Capture Audit wedge—verifying cost-per-audit and ≥25% conversion into $1,500/mo retainers or $297/mo AI Receptionist SaaS.
2. Obsidian Black Search & FBO Concierge Pilot ($2,000 Cap): Test Google Local Search + private jet FBO/five-star hotel concierge outreach + 14% affiliate overflow trips against the 3-car Phase-1 fleet before expanding ad spend.
3. Glean & $399/yr Home Club Pilot ($1,500 Cap): Validate Google Local Services Ads (LSA) + 5-Around neighborhood door-hangers and point-of-sale conversion into the $399/yr Prism Home Club ($265/yr net contribution toward shared CSR dispatch).
4. Novelle Veil Creator LOI Gate ($0 Upfront Studio Burn): Use the live Sienna & Mara Sample Creator Site to sign ≥2–3 creator letters of intent (50/50 split or $2,500/mo + 25%) before releasing 3-room studio equipment spend.

Background Reference: What are the 2 Strategic Questions & 7 Operating Improvements? (Tap to expand) ▾

2 CORE ROLLOUT QUESTIONS

Q1 · Fleet Staging (Option A vs. Options B & C): Start conservatively with 2 GMC Yukon Denalis + 1 BMW 530xi and hold 3 luxury vehicles until demand sustains ≥32 booked hrs/wk for 8 straight weeks (Option A), or deploy all 6 vehicles from Day 1 with multi-channel search, hotel/FBO concierge, and B2B corporate retainer marketing (Options B & C).
Q2 · Commercial Cleaning Route (Options A & B vs. Option C): Grow Glean organically with zero route debt (Options A & B), or acquire a 35-account B2B commercial janitorial route ($550/mo per account = $231,000/yr recurring billing, financed 30% down + 48m note at 7.5%) for immediate route density (Option C).

THE 7 OPERATING IMPROVEMENTS INCLUDED IN OPTIONS A, B & C (ABSENT IN BASELINE)

1. Pitstop 2027 Internal Fleet Focus + B2B Lots: Dedicates 2027 mechanic hours to internal Prism fleet care ($0 retail ad burn), adding 6 B2B commercial lot PM contracts ($650/mo) in 2028–2029.
2. Obsidian 4x10 Peak-Window Chauffeur Shifts: Cuts unbooked $18/hr floor guarantee top-ups by 35% during 2027–2028.
3. Multi-Channel 6-Car Marketing & 14% Affiliate Overflow: Combines Google Search, hotel/FBO concierges, corporate retainers, and 14% net affiliate overflow trips.
4. Foundry $2,800/mo B2B Shuttle Retainers: Adds 1 → 3 commercial employee/hotel shuttle retainers ($1,150/mo net margin each) plus $99/veh Complete inspections.
5. $399/yr Prism Home Club Memberships: Scales to 185 active members by 2029 ($265/yr net contribution), funding 66.6% of the shared CSR dispatch desk.
6. Lucent $495 Credited AI Audit & $297/mo AI Receptionist SaaS: Pairs a paid discovery wedge with sticky $297/mo missed-call text-back & voice software (42 clients by 2029).
7. Simply Tech 25% Licensed Partner Referral Model: Routes $2,600 whole-home Wi-Fi & wired 4K PoE camera jobs to licensed partners for $605 net profit/job with $0 tech payroll.

SECTION 3 · HOW THE 10 PORTFOLIO LINES FIT UNDER THEIR ACTUAL LEGAL LLCs (ZERO OVERLAP)

Explore the 3 Legal LLC Groups, open all 8 live customer websites, or jump to their 6-part dossiers

Grouped directly under their actual legal operating LLCs—so #1–#4 sit under Prism Home Services LLC, #5, #6, #7 & #10 (Non-Additive Parent Roll-Up) sit under Prism Motors & Fleet LLC with zero double-counting, and #8 & #9 operate as standalone Digital & Creator LLCs.

Explore All 10 Portfolio Dossiers (by LLC) →

Group A · Prism Home Services LLCLines #1, #2, #3 & #4 (Parent Platform)

1 · Glean Home ServicesCommercial Janitorial, Lawn/Pool & Exterior Care ↗

2 · Simply Tech$2,600 Prosumer Wi-Fi, 4K PoE & Smart Home ↗

3 · Pitstop Mobile AutoMobile Mechanical Fleet Care & B2B Lot PM ($650/mo) ↗

4 · Prism Home Services (Parent LLC Platform)$29/mo Home Club ($348/yr) / $399/yr Option C, Homewatch & CSR

Group B · Prism Motors & Fleet LLCLines #5, #6, #7 & #10 (#6 + #7 = #10 Non-Additive)

5 · Vesper Motor CollectionCollector & Exotic Brokerage Only ($0 in Target; 0% Consignment) ↗

6 · Foundry Fleet & CommercialFleet Asset Owner, Leases & $2,800/mo B2B Shuttles ↗

7 · Obsidian BlackExecutive Chauffeur, Airport/FBO Transfers & Charters ↗

10 · Prism Motors & Fleet (Parent LLC Roll-Up)Non-Additive Sum of #6 Foundry + #7 Obsidian (Zero Double-Count)

Group C · Digital & Creator LLCsStandalone LLCs #8 Lucent & #9 Novelle Veil

8 · Lucent Digital LLC$495 Credited AI Audit, $297/mo AI SaaS & Retainers ↗

9 · Novelle Veil LLCBoutique Creator Agency & 3-Room Content Studio (50/50) ↗

↳ Sample Creator Site (Sienna & Mara)Live demo of Novelle Veil creator fan site template ↗

SECTION 4 · 3-YEAR PROJECT SETUP, STAGES & EXECUTION WORK HUB

How initial setup work, 60-day pilots, and 3-year strategic milestones are organized across all 10 portfolio lines under 3 Legal LLCs

Separates 12 High-Level Strategic Goals (outcomes & gates across 4 rollout stages) from 36 Tactical Setup Tasks (exact CPA/ERISA reviews, Florida Statute 212.05 filings, route diligence, vehicle upfits, and dispatch setup) across 6 execution states.

Open Interactive Setup Gantt & Work Hub →

Stage 1 · Nov 2026 – Mar 2027 Pre-Launch, Legal/Tax & Day-1 Setup

Entity & bank setup, CPA/ERISA $660k pool sign-off, Fla. Stat. 212.05 lease certificate, shared CSR desk, and Option C 35-account route diligence.

Stage 2 · Apr – Dec 2027 Wave 1 Core Launch & 60-Day Pilots

Glean residential/exterior & commercial route onboarding, Obsidian 4x10 shift launch, Lucent $495 AI Audit & $297/mo SaaS pilots, Simply Tech referrals.

Stage 3 · Jan – Dec 2028 B2B Expansion & Cash-Flow Reinvestment

Fund $220k expansion CapEx from May–Sep 2028 cash flow in the Recommended Full Plan (or navigate the 2028-02 trough in Options A/B/C), and scale B2B shuttles & lot PMs.

Stage 4 · Jan – Dec 2029 Full Scale & Wave 2 Gated Releases

Reach 2029 profit & exit targets ($2.25M profit in Recommended Full Plan / $1.13M in Option C) and evaluate conditional gates for #5 Vesper Motor Collection and #9 Novelle Veil.

Snapshot figures load from the bound finance display file.

BUSINESS PLAN · 3 LEGAL LLC OPERATING ENGINES & 4 CALENDAR STAGES

Build in stages, prove demand, and share one back office across 10 portfolio lines under 3 Legal LLCs.

Prism Holdings organizes the portfolio into 3 Legal LLC Operating Engines (which define who operates what with zero overlap) sequenced across Calendar Stages 1–4 (which define when each launch and expansion gate happens from Nov 2026 through Dec 2029)—so high-margin digital subscriptions and recurring commercial contracts fund shared CSR dispatch and fleet overhead early.

Operating Engine 1 — Prism Home Services LLC

#1 Glean · #2 Simply Tech · #3 Pitstop · #4 Prism Home Services — Parent Platform & Home Club
Calendar Mapping: Stage 1–2 Core Launch (Nov 2026 – Dec 2027) → Stage 3 Self-Funded Route #3 & B2B Lot Expansion (May–Dec 2028) → Stage 4 Full Scale ($3.62M 2029 Rev / +$742.1k Profit).

1. #1 Glean Cleaning, Lawn & Pool: The Recommended Full Plan builds residential, lawn (3 rigs), pool (2 rigs), and commercial routes with staged May 2028 expansion; Option C instead buys a 35-account commercial cleaning route ($550/mo per account = $231k/yr) on Day 1 for faster early cash flow.
2. #2 Simply Tech & #3 Pitstop Mobile Auto: Simply Tech delivers $2,600 whole-home Wi-Fi & wired 4K PoE camera installs (direct or 25% partner commission = $605 net/job); Pitstop handles internal Prism fleet mechanics in 2027 and adds $650/mo B2B commercial lot PM contracts in 2028–2029.
3. #4 Prism Home Services (Parent Platform): Runs the shared CSR booking/dispatch desk and sells recurring Home Club memberships ($29/mo = $348/yr in Full Plan; $399/yr in Option C), $295/mo Homewatch, and $1,200 Hurricane Readiness packages.

Operating Engine 2 — Prism Mobility LLC

#5 Vesper Motor Collection · #6 Foundry Fleet · #7 Obsidian Black · #10 Prism Motors & Fleet Subtotal
Calendar Mapping: Stage 1–2 3-Car Launch & 4x10 Shifts (Nov 2026 – Dec 2027) → Stage 3 Cash-Flow-Funded Vehicles #4–#6 (Jul–Sep 2028) → Stage 4 Full 6-SUV Scale ($3.31M 2029 Rev / +$269.4k Profit).

1. #6 Foundry Fleet & #7 Obsidian Black: Foundry owns the luxury fleet (up to 6 vehicles as the fleet expands) and leases them internally to Obsidian under Fla. Stat. § 212.05 (Form DR-13) while running $2,800/mo B2B shuttles; Obsidian operates W-2 chauffeurs on 4x10 peak-window shifts (-35% unbooked floor hours).
2. #10 Prism Motors & Fleet Subtotal: Represents the non-additive combined mobility subtotal of #6 Foundry + #7 Obsidian ($3,310,870 2029 rev / +$269,397 post-owner profit)—never counted twice in portfolio totals.
3. #5 Vesper Motor Collection — Launch Only When Selected Plan’s Capacity & Deposit Gates Are Met: Held at $0 in the Target Plan until #7 Obsidian reaches full capacity (or unlocked via 100% client-deposit-backed collector vehicle sourcing at $2,750 net/deal with 0% consignment risk). Ref: OP05 / OD-0935

Operating Engine 3 — Prism Digital LLC

#8 Lucent Digital · #9 Novelle Veil
Calendar Mapping: Stage 1–2 Audit & Creator Onboarding (Nov 2026 – Dec 2027) → Stage 3 Retainer & Studio Scale (2028) → Stage 4 #1 Profit Engine ($3.94M 2029 Rev / +$1.24M Profit).

1. #8 Lucent Digital Funnel: Launches in Stage 1 with the $495 Credited AI & Call-Capture Audit wedge (converting into $1,500/mo retainers) and sticky $297/mo AI Receptionist SaaS, scaling to $2.89M 2029 revenue and +$660.0k post-owner profit.
2. #9 Novelle Veil Creator Agency & Studio: Scales from 3 to 15 managed creators in the Recommended Full Plan ($1.05M 2029 revenue / +$576.9k post-owner profit), or stays gated in Wave-1-only Options A/B/C until ≥2 creators sign (50/50 split = +$655/creator/mo net).
3. Portfolio Digital Backbone: Lucent hosts and optimizes all 8 customer brand websites, the sample creator fan site, and 24/7 missed-call text-back automation across all 3 Legal LLCs.

3-LEGAL-LLC OPERATING FLYWHEEL · ZERO DOUBLE-COUNTING

How the 3 Legal LLCs Share Customers & Cash Flow

1. Home Club (#4) Feeds #1 Glean, #2 Simply Tech & #3 Pitstop

Every Glean cleaning, Simply Tech Wi-Fi/PoE install, or Pitstop driveway service cross-sells the #4 Prism Home Club ($29/mo = $348/yr in Full Plan / $399/yr in Option C) and $295/mo Homewatch—generating recurring membership margin that funds the shared CSR booking and dispatch desk.

2. Lucent Digital (#8) Powers Lead Generation & 24/7 AI Call Capture

#8 Lucent Digital runs high-converting local search funnels and 24/7 AI Receptionist & missed-call text-back across all Prism brands while selling the same $495 AI Audit and $297/mo SaaS externally, and builds custom fan sites for #9 Novelle Veil creators.

3. Foundry (#6) Owns the Fleet Operated by Obsidian (#7) & Serviced by Pitstop (#3)

#6 Foundry Fleet holds title to up to 6 luxury SUVs/sedans and leases them internally to #7 Obsidian Black under Fla. Stat. § 212.05 (Form DR-13), while #3 Pitstop performs in-house preventive maintenance. Internal intercompany leases and dispatch allocations are eliminated in consolidation so they are never counted as external portfolio revenue.

HOW THE 5 ROLLOUT PLANS DIFFER

Why we compare the Recommended Full 10-Brand Plan alongside Options C, B, A, and the Baseline

Every plan in this guide uses bound workbook unit economics, explicit owner compensation booked once at Prism Holdings LLC ($177,411/yr in the Recommended Full Plan; $138,000/yr in Options A, B & C), and exact C-Corp tax formulas:

Recommended Full 10-Brand Plan (af30c756 · Default — Staged <=$660k Self-Funded): $10,647,079 in 2029 revenue · $2,248,366 in 2029 profit · $3,201,180 in 38-month profit · $628,782 peak cash need · $2,025,746 ending cash (+$31,218 cushion below the $660,000 pool; $9.81M–$17.49M Year-3 exit range). Covers all 10 portfolio lines under 3 Legal LLCs (including #10 Motors & Fleet combined subtotal), staging $220,000 of expansion equipment into May–September 2028 positive cash flow.
Option C · Full 6-Car Fleet + 35-Account Commercial Route (Wave-1 Core Best): Full 6-car fleet + 35-account Glean commercial route ($231k/yr recurring billing). Projects $1,126,081 in 2029 operating profit ($1,500,335 over 38m) with a $761,074 peak funding need ($101,074 additional funding requirement above $660k).
Option B · Full 6-Car Fleet + Organic Cleaning: 4 Denalis + S500 + BMW sedan at launch + organic Glean cleaning + all 7 operating improvements. Projects $1,029,121 in 2029 operating profit ($1,209,455 over 38m) with a $722,810 peak funding need ($62,810 additional funding requirement above $660k).
Option A · Staged Fleet Launch: 2 Denalis + 1 BMW sedan at launch + organic Glean cleaning + all 7 operating improvements. Keeps peak funding at $537,515 ($122,485 below the $660,000 modeled capital pool) with $934,654 in projected 2029 operating profit ($1,029,369 over 38m).
Baseline · Pre-Optimization Reference: Earlier 6-car plan before the 7 operating improvements (public retail Pitstop in 2027, 0 Home Club members, 0 B2B shuttles/fleets, 0 AI SaaS clients, 0 partner tech referrals). Projects $217,741 in 38m operating profit and a $988,057 peak funding need ($328,057 additional funding requirement above $660k).

OWNER REVIEW & PLANNING GUARDRAILS

Key limits to keep in view for your active selection

Target peak funding and Low-case shortfall load from the bound forecast snapshot.
Target does not sustain positive profit and after-tax cash through every month.
Tax treatment, route economics, and some growth inputs need outside evidence or professional review.

Open master business plan draft Open Home Services plan companion Browse all source documents

THE 10 PORTFOLIO LINES · GROUPED ABOVE THEIR ACTUAL LEGAL LLCs (ZERO OVERLAP)

Consistent, well-organized profiles for all 10 portfolio lines grouped under their 3 Legal LLC structures.

All 10 portfolio lines are grouped directly under their actual legal LLC entities—so you can see at a glance how #1–#4 operate under Prism Home Services LLC, how #5 Vesper, #6 Foundry, #7 Obsidian, and #10 Prism Motors & Fleet (Non-Additive Parent LLC Roll-Up) fit together with zero overlap or double-counting, and how #8 Lucent Digital LLC and #9 Novelle Veil LLC operate as standalone Digital & Creator LLCs.

PART 1 · STANDARDIZED 10-LINE PORTFOLIO DOSSIERS GROUPED BY LEGAL LLC (SECTIONS 1 TO 6 IN ORDER)

Compare every business and parent LLC roll-up with the exact same six-part structure

Each card leads with an at-a-glance summary, pricing anchors, and live financial outlook, with a collapsible View Unit Economics, Risks & 90-Day Playbook drawer for marketing, staffing, and governance details.

LEGAL ENTITY GROUP A · PRISM HOME SERVICES LLC (LINES #1 – #4)

Prism Home Services LLC — 3 Trade Operating DBAs (#1 Glean, #2 Simply Tech, #3 Pitstop) + #4 Parent Platform

One Florida operating LLC housing three specialized trade DBAs plus the central Home Club & shared CSR dispatch platform. Zero scope overlap: #1 Glean handles cleaning, lawn, pool & exterior wash; #2 Simply Tech handles low-voltage Wi-Fi, 4K PoE cameras & AV; #3 Pitstop handles mobile mechanical auto repair only (zero detailing bleed); and #4 Prism Home Services runs the shared dispatch desk, $29/mo Home Club ($348/yr), $295/mo Homewatch & $1,200 Hurricane Readiness.

2029 Combined Group A: $3,620,569 Rev · +$742,097 Post-Owner Profit

Prism Home Services LLC · DBA #1

1 · Glean Home Services

Recurring residential & commercial cleaning, lawn & pool care, exterior property restoration, and B2B routes

Wave 1 · Core Launch ($2.91M 2029 Rev)

1. What It Does & Who It Serves

Delivers recurring residential maid service, commercial lawn (3 rigs) & pool care (2 rigs), exterior property care (pressure washing, window cleaning, paver sealing), and acquired B2B commercial janitorial routes serving South Florida medical, legal, and professional offices ($2,913,952 2029 revenue; +$527,011 pre-owner profit · $25,226/yr non-posting owner-pay share → +$501,785 post-owner EBITDA in the promoted af30c756 plan).

2. Customer Offers & Reference Pricing

Recurring Residential Cleaning (Reference Offer): Bi-weekly & weekly home care packages ($185–$320/visit) + move-in/out deep cleans.
Exterior Restoration Bundles (Reference Offer): $375 driveway/patio pressure wash, $275 interior/exterior window package, and $1,200 paver sealing ($551.25 blended ticket).
Commercial Janitorial Route Benchmark: $550/mo reference recurring contract ($6,600/yr per building; 0.95x asking multiple).
Home Club Member Cross-Sell: Priority scheduling and bundled exterior/seasonal care via #4 Prism Home Services.

View Unit Economics, Risks & 90-Day Playbook (Sections 3 & 4) ▾

3. How It Wins Customers (Marketing & Active Target)

Reference Channels: Google Local Services Ads (LSA) & Nextdoor ($1,500–$2,500/mo budget), 5-Around neighborhood door-hangers/postcards around every completed home, and direct B2B office park outreach ($650 replacement CAC for 1.5%/mo commercial churn).

4. Team, Fleet & Operations (People & Active Capacity)

Reference Operating Model: W-2 residential/exterior two-person cleaning teams + lawn/pool crews + evening commercial route cleaners; booked through the shared Home Services Customer Service Representative (CSR) dispatch desk; requires 10 hrs/wk (2027) → 6 hrs/wk (2029) of owner oversight ($25,226/yr non-posting owner-pay share in 2029).

5. Financial Outlook (Live Active Selection vs. Options A, B & C)

6. Assumptions, Gates & Direct Links

Key Gate & Provenance: Commercial route acquisition requires verifying seller tax returns, night/weekend building access, and <1.5%/mo churn prior to closing. All figures are planning hypotheses.

Open Live Glean Website ↗ Glean Marketing & Brand Guide → Home Services Companion Plan →

Prism Home Services LLC · DBA #2

2 · Simply Tech

Prosumer mesh Wi-Fi, wired 4K Power-over-Ethernet (PoE) security cameras, and smart-home packages

Wave 1 · Smart-Home & PoE ($139.8k 2029 Rev)

1. What It Does & Who It Serves

Designs and installs turnkey residential and small-office networking, UniFi prosumer mesh Wi-Fi, wired 4K Power-over-Ethernet (PoE) security camera systems, and smart locks/thermostats—operating either as a staffed low-voltage/AV division in the promoted af30c756 plan ($139,832 2029 revenue; +$87,627 pre-owner profit · $9,972/yr non-posting owner-pay share → +$77,655 post-owner EBITDA) or through licensed partner referrals in the Option A/B/C simulator.

2. Customer Offers & Reference Pricing

Whole-Home Prosumer Wi-Fi + 4K PoE Security Bundle (Reference Offer): $2,600 average turnkey package (hardware + structured wiring + app setup).
Partner Referral vs. Direct Integration Margin: 25% referral commission ($650 gross / $605 net contribution per install in Option A/B/C) or full turnkey installation margin in the af30c756 workbook.
Small-Office Network & Camera Upgrade: Bundled with Glean commercial office cleaning and Lucent digital audits.

View Unit Economics, Risks & 90-Day Playbook (Sections 3 & 4) ▾

3. How It Wins Customers (Marketing & Active Target)

Reference Channels: Cross-sold during Glean move-in deep cleans, exterior restoration visits, and #4 Home Club onboarding, plus South Florida realtor and custom builder partnerships.

4. Team, Fleet & Operations (People & Active Capacity)

Reference Operating Model: Fulfilled via vetted Florida low-voltage (EF/ES) integration specialists under service-level agreements; coordinated through the shared #4 Home Services CSR desk; requires 2 hrs/wk (2027 → 2029) of owner oversight ($9,972/yr non-posting owner-pay share in 2029).

5. Financial Outlook (Live Active Selection vs. Options A, B & C)

6. Assumptions, Gates & Direct Links

Key Gate & Provenance: Requires executed partner/qualifier agreements verifying Florida low-voltage (EF/ES) licensing, certificates of insurance naming Prism, and customer sign-off before payout release.

Open Live Simply Tech Website ↗ Simply Tech Marketing Plan →

Prism Home Services LLC · DBA #3

3 · Pitstop Mobile Auto

Dedicated internal Prism fleet mechanical maintenance in 2027 + B2B commercial lot preventive maintenance in 2028–2029

Wave 1 · Internal Fleet → B2B ($321.3k 2029 Rev)

1. What It Does & Who It Serves

Provides mobile mechanical preventive maintenance, synthetic oil/fluid service, brakes, tires, batteries, and OBDI/II diagnostics (zero auto-detailing overlap with Glean). Pitstop prioritizes maintaining Prism’s own luxury SUVs, sedans, and service vans, and expands into scheduled after-hours B2B commercial lot fleet maintenance in 2028–2029 ($321,284 2029 revenue; +$43,867 pre-owner profit · $7,801/yr non-posting owner-pay share → +$36,066 post-owner EBITDA in the promoted af30c756 plan).

2. Customer Offers & Reference Pricing

Internal Prism Fleet Mechanical SLA (Reference Offer): Scheduled mechanical preventive maintenance, brakes, fluid service, and multi-point safety inspections for Foundry/Obsidian/Glean vehicles.
B2B Commercial Lot Fleet PM ($650/mo Reference Retainer): Recurring monthly preventive maintenance per commercial fleet account (~8–10 vans/trucks serviced in one lot stop; $325/mo net contribution).
Driveway Convenience Packages (Home Club Upsell): $99 synthetic oil service, $210 brake pad service, and $75/vehicle/mo fleet care add-on.

View Unit Economics, Risks & 90-Day Playbook (Sections 3 & 4) ▾

3. How It Wins Customers (Marketing & Active Target)

Reference Channels: Direct B2B outreach to local HVAC, plumbing, pest-control, and medical courier fleets (servicing 8–10 vehicles per lot stop) plus cross-sell to existing Glean and Home Club households.

4. Team, Fleet & Operations (People & Active Capacity)

Reference Operating Model: Automotive Service Excellence (ASE) certified mobile mechanic capacity in an outfitted service van; coordinated via the shared Home Services CSR desk; requires 3 hrs/wk (2027) → 5 hrs/wk (2029) of owner oversight ($7,801/yr non-posting owner-pay share in 2029).

5. Financial Outlook (Live Active Selection vs. Options A, B & C)

6. Assumptions, Gates & Direct Links

Key Gate & Provenance: B2B commercial lot retainers require signed multi-vehicle lot access agreements, environmental spill-containment kits, and clear parts/labor inclusion schedules before 2028 expansion.

Open Live Pitstop Website ↗ Pitstop Go-to-Market Plan →

Prism Home Services LLC · #4 Parent Platform

4 · Prism Home Services

Parent LLC platform operating the shared CSR dispatch desk, $29/mo ($348/yr) / $399/yr Home Club, $295/mo Homewatch & $1,200 Hurricane Readiness

Wave 1 · Parent LLC Platform ($245.5k 2029 Rev)

1. What It Does & Who It Serves

Serves as the parent legal entity (Prism Home Services LLC) and unified customer umbrella for Group A—operating the shared Customer Service Representative (CSR) booking and dispatch desk across #1 Glean, #2 Simply Tech, and #3 Pitstop, while directly selling recurring Home Club memberships, absentee-owner Homewatch retainers, and seasonal Hurricane Readiness packages ($245,500 2029 revenue; +$144,960 pre-owner profit · $18,370/yr non-posting owner-pay share → +$126,590 post-owner EBITDA; +$155,722 38m EBITDA / +$132,973 38m cash in the promoted af30c756 workbook).

2. Customer Offers & Reference Pricing

Prism Home Club Membership ($29/mo = $348/yr in af30c756 Workbook · $399/yr in Option C Simulator): Preventive property care pass bundling priority scheduling, member discounts across Glean/Simply Tech/Pitstop, and annual home/driveway checkups (scaling to 250 active members in af30c756 / 185 members in Option C).
Absentee Homewatch ($295/mo) & Hurricane Readiness ($1,200/pkg): High-margin seasonal property oversight and storm-prep packages (70 absentee homewatch retainers and 30 hurricane packages in 2029, generating $245,500 2029 revenue and +$126,590 post-owner EBITDA).

View Unit Economics, Risks & 90-Day Playbook (Sections 3 & 4) ▾

3. How It Wins Customers (Marketing & Active Target)

Reference Channels: Point-of-sale membership upsells on every Glean cleaning visit, Pitstop driveway service, and Simply Tech install, plus South Florida realtor move-in and seasonal resident partnerships.

4. Team, Fleet & Operations (People & Active Capacity)

Reference Operating Model: Centralizes phone/SMS intake, route scheduling, and quality follow-up in one shared CSR desk (supported by Lucent’s 24/7 AI Receptionist), requiring 4–6 hrs/wk of owner oversight (management owner-pay comparison share: $18,370/yr in 2029 [$12,545.45 normalized base]; paid once legally at Prism Holdings LLC).

5. Financial Outlook (Live Active Selection vs. Options A, B & C)

6. Assumptions, Gates & Direct Links

Key Gate & Provenance: Shared CSR dispatch payroll is offset by Home Club membership contributions, Homewatch retainers, and intercompany dispatch allocations. Year-3 standalone exit valuation: $506k–$760k (or bundled inside the $4.45M Home Services LLC Platform exit).

Open Glean / Home Services Hub ↗ Home Services Companion Plan →

LEGAL ENTITY GROUP B · PRISM MOTORS & FLEET LLC (LINES #5, #6, #7 & #10)

Prism Motors & Fleet LLC — How #5 Vesper, #6 Foundry, #7 Obsidian & #10 Parent Roll-Up Fit With Zero Overlap

No Overlap Between #5, #6, #7, and #10: #5 Vesper Motor Collection is collector/exotic vehicle brokerage only ($0 in Target, 0% consignment). #6 Foundry Fleet & Commercial ($810,068 rev / +$70,542 post-owner profit) owns the 6 luxury vehicles, leases them internally to Obsidian under Fla. Stat. § 212.05 (Form DR-13), and runs B2B shuttles. #7 Obsidian Black ($2,500,802 rev / +$198,855 post-owner profit) employs the W-2 chauffeurs and serves retail/corporate passengers. #10 Prism Motors & Fleet ($3,310,870 rev / +$269,397 post-owner profit) is the non-additive parent LLC roll-up of #6 + #7—marked nonadditive=True so it is never counted twice in portfolio totals.

4-Part Mobility Non-Overlap Role Split: #5 Vesper (0 cars owned — 100% client-deposit-backed sourcing; $0 Target / +$30,797 High) | #6 Foundry Fleet (owns & rents the 6 debt-free luxury SUVs/sedans; $810,068 Rev / +$70,542 Post-Owner Profit) | #7 Obsidian Black (operates W-2 executive chauffeurs & in-house wraps/tint/maintenance; $2,500,802 Rev / +$198,855 Post-Owner Profit) | #10 Prism Motors & Fleet (combined #6 + #7 division subtotal: $3,310,870 2029 Rev / +$269,397 Post-Owner Profit — never added twice)

#6 ($70.5k) + #7 ($198.9k) = #10 ($269.4k Non-Additive)

Prism Motors & Fleet LLC · Division #5

5 · Vesper Motor Collection

Collector & exotic vehicle concierge sourcing and selective specialist acquisition (0% consignment per OD-0935; zero overlap with #6/#7 chauffeur fleet)

Wave 2 · Gated ($0 in Target View)

1. What It Does & Who It Serves

Provides high-net-worth automotive clients (cross-sold from #7 Obsidian Black’s VIP chauffeur & FBO aviation base) with deposit-backed collector and exotic vehicle sourcing and selective outright specialist acquisition (0 cars owned in Target — 100% client-deposit-backed sourcing; 0% consignment per OD-0935). Held at $0 Target (Gated under OP05; +$30,797 post-owner in High) because modeled Obsidian occupancy peaks at 90.96% in Dec-2029; the proposed commercial unlock alternative opens Vesper once #7 Obsidian sustains 80%+ fleet utilization or deals are 100% client-deposit-backed.

2. Customer Offers & Reference Pricing

Deposit-Backed Automotive Concierge Sourcing Fee (Wave-2 Toggle): $3,500 flat sourcing & pre-purchase inspection retainer per collector vehicle mandate ($2,750 net profit/deal after $750 third-party PPI, title/escrow & enclosed carrier coordination).
High-Case / Specialist Collector Acquisition Schedule: Curated enthusiast/exotic vehicle mandates (+$30,797 post-owner EBITDA in af30c756 High case; or 4 vehicles/yr = $667,884 rev / +$23,808 post-owner EBITDA in the prior Option B no-site schedule; 0% consignment).

View Unit Economics, Risks & 90-Day Playbook (Sections 3 & 4) ▾

3. How It Wins Customers (Marketing & Active Target)

Reference Channels: Zero paid ad burn in Wave 1; private automotive lookbooks placed in Obsidian S500/Denali cabins, PCA/Ferrari/collector club events, and direct outreach to FBO aviation retainer clients.

4. Team, Fleet & Operations (People & Active Capacity)

Reference Operating Model: No standalone retail dealership lease before scale (Option B no-site rule saves $17,079/yr in 2029); uses independent marque specialists for pre-purchase inspections (PPI), reconditioning, and enclosed insured transport.

5. Financial Outlook (Live Active Selection vs. Options A, B & C)

6. Assumptions, Gates & Direct Links

Key Gate & Provenance: Gated at $0 in Target until #7 Obsidian sustains ≥80% utilization (or 100% client-deposit-backed brokerage mandates) and Florida motor vehicle broker/dealer licensing & escrow rules are cleared by counsel.

Open Live Vesper Motor Website ↗ Vesper Wave 2 Governance Gate →

Prism Motors & Fleet LLC · Division #6

6 · Foundry Fleet & Commercial

Central vehicle asset owner, intercompany luxury fleet lessor (Fla. Stat. § 212.05 Form DR-13), and B2B corporate shuttle operator

Wave 1 · Asset Owner & B2B Shuttles ($810.1k Rev)

1. What It Does & Who It Serves

Holds title, financing, commercial insurance, and depreciation for the 6-vehicle luxury fleet ($360,000–$385,000 debt-free FMV by 2029-12), leases SUVs and sedans internally to #7 Obsidian Black under Florida Statute § 212.05 (Form DR-13 resale/lessor structure), and operates recurring B2B commercial shuttle contracts ($810,068 2029 revenue; +$91,355 pre-owner profit · $20,813/yr non-posting owner-pay share → +$70,542 post-owner EBITDA in the promoted af30c756 plan).

2. Customer Offers & Reference Pricing

Internal Fleet Leases to #7 Obsidian Black: Structured intercompany vehicle leases (eliminated in the consolidated group row so internal lease revenue is never double-counted).
B2B Commercial Shuttle Retainers (Reference Offer): $2,800/mo recurring monthly billing per corporate/hotel/medical shuttle route ($1,150/mo net margin after $1,650 driver/fuel allocation).
Dedicated Commercial Lease Programs: $1,100–$1,400/wk commercial fleet utilization packages.

View Unit Economics, Risks & 90-Day Playbook (Sections 3 & 4) ▾

3. How It Wins Customers (Marketing & Active Target)

Reference Channels: Direct B2B outbound to South Florida corporate campuses, luxury condominium associations, private aviation terminals (FBOs), and boutique hotels needing weekday shuttle loops.

4. Team, Fleet & Operations (People & Active Capacity)

Reference Operating Model: Mechanical preventive maintenance performed in-house by #3 Pitstop Mobile Auto; commercial fleet insurance and lessor compliance managed centrally; requires 6 hrs/wk (2027) → 5 hrs/wk (2029) of owner oversight ($20,813/yr non-posting owner-pay share in 2029).

5. Financial Outlook (Live Active Selection vs. Options A, B & C)

6. Assumptions, Gates & Direct Links

Key Gate & Provenance: Requires CPA confirmation of Florida Statute § 212.05 Annual Resale Certificate (Form DR-13) lease-stream sales-tax election and binding commercial fleet insurance quotes prior to vehicle delivery.

Open Live Foundry Fleet Website ↗ Portfolio Fleet & Lease Structure →

Prism Motors & Fleet LLC · Division #7

7 · Obsidian Black

Executive black-car chauffeur service, private aviation terminal (FBO) & airport transfers, corporate retainers, and VIP charters

Wave 1 · Flagship Chauffeur Ops ($2.50M Rev)

1. What It Does & Who It Serves

Operates South Florida’s executive chauffeur and black-car service across Palm Beach, Broward, and Miami-Dade—leasing its 6 luxury vehicles internally from #6 Foundry Fleet and employing the W-2 chauffeur team to serve private jet FBO passengers, corporate executives, five-star hotel concierges, and private hourly charters ($2,500,802 2029 revenue; +$220,338 pre-owner profit · $21,483/yr non-posting owner-pay share → +$198,855 post-owner EBITDA in the promoted af30c756 plan).

2. Customer Offers & Reference Pricing

Executive Airport & FBO Transfers (Reference Offer): $165–$245 flat-rate luxury transfers (PBI, FLL, MIA, Boca Raton & Opa-locka FBOs).
Private Hourly & Evening Charters (Reference Offer): $95–$155/hr reference tiers (4-hour minimum) across BMW 530xi executive sedan ($95/hr), GMC Yukon Denali SUVs ($125/hr), and flagship Mercedes-Benz S500 ($155/hr).
Corporate Executive Retainers & Affiliate Overflow: Priority monthly billing accounts + 14% net commission ($260 average booking) on overflow trips farmed out to vetted partner fleets.

View Unit Economics, Risks & 90-Day Playbook (Sections 3 & 4) ▾

3. How It Wins Customers (Marketing & Active Target)

Reference Channels: Multi-channel demand program ($3,300–$4,300/mo at 100% 6-Car scale: $1,800–$2,300/mo Google Local Search, $500–$700/mo Hotel & FBO Concierge, $600–$800/mo Corporate Retainer outreach, $400–$500/mo VIP Charter promo).

4. Team, Fleet & Operations (People & Active Capacity)

Reference Operating Model: W-2 chauffeurs modeled under a 55% fare-share/burden structure with an $18/hr floor guarantee, scheduled on 4x10 peak-demand windows; requires 12 hrs/wk (2027) → 8 hrs/wk (2029) of owner oversight ($21,483/yr non-posting owner-pay share in 2029).

5. Financial Outlook (Live Active Selection vs. Options A, B & C)

6. Assumptions, Gates & Direct Links

Key Gate & Provenance: Under the staged <=$660k cap, Vehicles #4–#6 release from positive operating cash flow in Jul–Sep 2028. Empirical chauffeur payroll records are currently 0 (planning model estimate).

Open Live Obsidian Black Website ↗ Chauffeur Roster & Shift Plan →

Prism Motors & Fleet LLC · #10 Non-Additive Parent Roll-Up

10 · Prism Motors & Fleet

Parent LLC roll-up combining #6 Foundry Fleet ($810,068) + #7 Obsidian Black ($2,500,802) = $3,310,870 Rev / +$269,397 Post-Owner Profit (Never Double-Counted)

Non-Additive Parent LLC Roll-Up (#6 + #7)

1. What It Does & Who It Serves

Represents the parent legal entity (Prism Motors & Fleet LLC) and combined M&A platform roll-up of #6 Foundry Fleet & Commercial (vehicle asset holder, intercompany lessor & B2B shuttles) plus #7 Obsidian Black (executive chauffeur & charter operator). Strict Non-Overlap Rule: Marked nonadditive=True in the authoritative workbook so its $3,310,870 2029 revenue ($810,068 + $2,500,802), +$311,693 pre-owner profit · $42,296/yr non-posting owner-pay share → +$269,397 post-owner EBITDA (+$178,431 38m EBITDA) are never added a second time into portfolio totals.

2. Customer Offers & Reference Pricing

Exact Additive Identity (#6 + #7 = #10): $810,068 (#6 Foundry 2029 revenue) + $2,500,802 (#7 Obsidian 2029 revenue) = $3,310,870 combined division revenue before intercompany lease elimination.
Combined Division Profitability (#6 + #7 = #10): +$70,542 (#6 Foundry post-owner EBITDA) + +$198,855 (#7 Obsidian post-owner EBITDA) = +$269,397 post-owner EBITDA (+$311,693 pre-owner EBITDA; +$178,431 38m EBITDA) in 2029 under the promoted af30c756 plan.
Debt-Free 6-Vehicle Hard-Asset Backing: Holds 6 luxury vehicles (4 GMC Yukon Denalis, 1 Mercedes S500, 1 BMW Sedan — refreshed in 2028–2029) with $0.00 debt and $360,000–$385,000 FMV at 2029-12.

View Unit Economics, Risks & 90-Day Playbook (Sections 3 & 4) ▾

3. How It Wins Customers (Marketing & Active Target)

Reference Channels: Unified B2B corporate mobility sales—cross-selling executive airport/FBO transfers (#7 Obsidian) alongside dedicated corporate employee/hotel shuttle contracts (#6 Foundry).

4. Team, Fleet & Operations (People & Active Capacity)

Reference Operating Model: Staged 3-car launch in 2026-11..2027-06 followed by self-funded Vehicle #4 (2028-07) and Vehicles #5–#6 (2028-09) from operating cash flow; combined owner oversight of 13 hrs/wk in 2029 (management owner-pay comparison share: $42,296/yr [$40,772.73 normalized base] across #6 Foundry + #7 Obsidian; not an additional payroll charge).

5. Financial Outlook (Live Active Selection vs. Options A, B & C)

6. Assumptions, Gates & Direct Links

Key Gate & Provenance: Bundling #6 Foundry + #7 Obsidian in a Year-3 Mobility Platform exit commands 4.0x–5.5x EBITDA ($1.28M baseline EV plus $360k–$385k debt-free fleet FMV). Non-additive roll-up row.

Open Obsidian Black Website ↗ Open Foundry Fleet Website ↗

LEGAL ENTITY GROUP C · STANDALONE DIGITAL & CREATOR LLCs (LINES #8 & #9)

Lucent Digital LLC (#8) & Novelle Veil LLC (#9) — High-Margin Digital SaaS, Agency & Creator Studio

Two separate, asset-light Florida LLCs that generate the highest profit margins in the portfolio while legally ring-fencing creator management and studio operations (#9 Novelle Veil LLC) from B2B software and marketing clients (#8 Lucent Digital LLC).

2029 Combined Group C: $3,942,303 Rev · +$1,236,872 Post-Owner Profit

Lucent Digital LLC · Standalone LLC #8

8 · Lucent Digital Services

AI Receptionist SaaS, $495 Credited AI & Call-Capture Audits, conversion web builds, and recurring growth retainers

Wave 1 · #1 Profit Contributor ($2.89M Rev)

1. What It Does & Who It Serves

Operates under Lucent Digital LLC as both the internal digital marketing engine for all Prism brands and a high-margin B2B digital agency & AI software provider for local home-service, medical, legal, and automotive businesses—generating $2,887,389 in 2029 revenue; +$728,432 pre-owner profit · $68,411/yr non-posting owner-pay share → +$660,021 in post-owner EBITDA (#1 profit contributor in the portfolio).

2. Customer Offers & Reference Pricing

$495 Credited AI & Call-Capture Audit Wedge (Reference Offer): Paid 7-day diagnostic of a prospect’s missed calls, speed-to-lead, and search gaps—100% credited toward Month 1 if they sign a retainer within 14 days ($145 prep cost).
$297/mo AI Receptionist & Missed-Call Software (Reference Offer): Productized 24/7 AI voice & SMS booking assistant ($215/mo net margin per active client after $82/mo telecom/AI/support cost).
Conversion Web Builds & Monthly Growth Retainers: $2,650–$2,800 custom web builds + $1,500/mo recurring search, paid ads, and customer relationship management (CRM) retainers.

View Unit Economics, Risks & 90-Day Playbook (Sections 3 & 4) ▾

3. How It Wins Customers (Marketing & Active Target)

Reference Channels: Audit-first outbound and local search funnel—leading with the $495 Credited AI Audit to convert $1,500/mo retainers while offering the $297/mo AI Receptionist software as a sticky entry or downsell product.

4. Team, Fleet & Operations (People & Active Capacity)

Reference Operating Model: Reusable industry web/funnel templates (home services, fleet, creator) and automated AI voice/SMS workflows; requires 14 hrs/wk (2027) → 10 hrs/wk (2029) of owner oversight ($68,411/yr non-posting owner-pay share in 2029).

5. Financial Outlook (Live Active Selection vs. Options A, B & C)

6. Assumptions, Gates & Direct Links

Key Gate & Provenance: Requires 30-to-60-day pilot validation of $495 audit conversion rates and AI Receptionist monthly churn before scaling outbound spend.

Open Live Lucent Digital Website ↗ Lucent Digital Strategy & Funnel →

Novelle Veil LLC · Standalone LLC #9

9 · Novelle Veil

Boutique digital creator agency, 3-room content studio, fan-platform monetization, creator SaaS & brand deal representation

Wave 1 · Active in af30c756 ($1.05M 2029 Rev)

1. What It Does & Who It Serves

Operates under standalone Novelle Veil LLC as a boutique, privacy-first digital creator agency and 3-room South Florida content studio scaling from 3 creators at launch to 15 managed creators in 2029 in the promoted af30c756 Gemini Plan ($1,054,914 2029 revenue; +$582,187 pre-owner profit · $5,336/yr non-posting owner-pay share → +$576,851 post-owner EBITDA; 38m cash break-even in 2026-12). In the Wave-1-only Option A/B/C simulator presets, Novelle can be toggled between gated ($0) and enabled (+$31,440 net profit).

2. Customer Offers & Reference Pricing

50/50 Net Revenue-Share Management Tier (Reference Offer): Full-service fan-funnel management, retention operations, and content calendar execution (15 active creators in 2029 generating $1.05M net agency revenue in the af30c756 plan).
$2,500/mo Retainer + 25% Performance & Brand Deal Representation: Hybrid management + 20% agency commission on external brand sponsorships, digital product launches, and Creator Tech Stack SaaS subscriptions.
3-Room Creator Production Studio: In-house photo/video batch-shooting and editing infrastructure ($14k–$18k debt-free studio AV/lighting equipment at 2029-12).

View Unit Economics, Risks & 90-Day Playbook (Sections 3 & 4) ▾

3. How It Wins Customers (Marketing & Active Target)

Reference Channels: Prospects are pitched using a live, custom-built creator fan-site demo (see the Sienna & Mara Sample Creator Site linked below) hosted on Lucent Digital’s web stack, plus creator-to-creator referrals.

4. Team, Fleet & Operations (People & Active Capacity)

Reference Operating Model: Dedicated 3-room studio + variable per-creator video/photo batch editors and retention VAs contracted alongside active roster growth—requiring only 1.5–2.5 hrs/wk of owner oversight ($5,336/yr non-posting owner-pay allocation in 2029).

5. Financial Outlook (Live Active Selection vs. Options A, B & C)

6. Assumptions, Gates & Direct Links

Key Gate & Provenance: Requires standard talent management agreements, age/identity verification compliance, and ≥2 signed creator letters of intent before studio equipment drawdowns. Year-3 standalone exit valuation: $2.02M–$2.88M (3.5x–5.0x post-owner EBITDA).

Open Live Novelle Veil Website ↗ Open Sample Creator Site (Sienna & Mara) ↗ Wave 2 Staffing Gate Rules →

PART 2 · PORTFOLIO FINANCIAL ROLL-UP TABLE (ALL 10 LINES + CENTRAL ENTITIES)

Side-by-side revenue, profit, startup cash need, and break-even month across all 10 lines

Positioned below the 10 full business cards so you can inspect the complete operating playbooks first, then compare every line side by side in your active scenario.

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Business & Legal LLC	First Offer & Reference Price	2029 Revenue	2029 Operating Profit (EBITDA)	38m Operating Profit / Cash & Break-Even	Active Scenario Role & Status

MARKETING & SALES · DYNAMICALLY BOUND TO YOUR ACTIVE SCENARIO

Reach the right customers, cross-sell across the 3 Legal LLCs, and inspect active volume targets live.

Every business in Prism Holdings has a defined first-offer wedge, primary acquisition channel, and 30-to-60-day paid pilot validation rule—and the Active Scenario Volume & Target column below updates live whenever you switch between the Recommended Full 10-Brand Plan (<=$660k Self-Funded), Option C, Option B, Option A, Baseline, or custom sliders.

ENGINE 1 · PRISM HOME SERVICES LLC (#1–#4)

#4 Prism Home Club ($29/mo = $348/yr Full Plan · $399/yr Option C) Household Cross-Sell Funnel

One South Florida household acquired through #1 Glean bi-weekly cleaning ($185–$320/visit), lawn/pool care, or exterior restoration ($551.25 blended ticket) is enrolled into #4 Prism Home Club (185 active household members @ $29/mo = $348/yr + $295/mo Seasonal Homewatch & Hurricane Prep in the Recommended Full 10-Brand Plan; 185 active household members @ $399/yr in Wave-1 Option C) and cross-sold #2 Simply Tech smart-home Wi-Fi/4K PoE installs ($2,600 avg job ticket) and #3 Pitstop driveway fleet maintenance without paying a second customer acquisition cost (CAC).

CROSS-LLC B2B ENGINE · COMMERCIAL PROPERTY, FLEET & CHAUFFEUR FUNNEL (#1, #3, #6, #7, #10)

Recurring B2B Commercial Retainers & Executive Accounts

Direct B2B account outreach locks in recurring commercial revenue across both Home Services and Mobility LLCs: #1 Glean night/weekend medical and office janitorial retainers ($550/mo per building across 35 commercial accounts), #3 Pitstop B2B commercial lot fleet PM contracts ($650/mo per fleet), #6 Foundry Fleet corporate employee/hotel shuttle retainers ($2,800/mo), and #7 Obsidian Black FBO private aviation ground desks and corporate executive retainers (combined in #10 Prism Motors & Fleet subtotal).

ENGINE 3 · PRISM DIGITAL LLC (#8, #9)

#8 Lucent 24/7 AI Receptionist & Missed-Call Text-Back Engine

#8 Lucent Digital powers both internal portfolio lead capture across Prism brands and external B2B agency growth: a $495 Credited AI & Call-Capture Audit wedge converting into $2,650–$2,800 web builds + $1,500/mo recurring growth retainers and sticky $297/mo AI Receptionist SaaS subscriptions, alongside #9 Novelle Veil creator management and 3-room studio funnels (15 managed creators in 2029).

COMPLETE 10-LINE MARKETING & ACQUISITION MATRIX (GROUPED UNDER 3 LEGAL LLCS)

Reference offer wedges, channel budgets, and live active-scenario volume targets

Separates fixed reference pricing/channel strategy from the active volume drivers modeled in your selected scenario.

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Business & Legal LLC (#1–#10)	Reference Offer Wedge	Primary Acquisition Channels	Reference Budget / CAC Rule	Active Scenario Target & Status

Pilot measurement rule: Every conversion rate, return-on-ad-spend (ROAS) figure, and utilization lift above is a documented planning hypothesis (RECOMMENDED_HYPOTHESIS). Before scaling monthly ad spend or closing the Glean commercial route purchase, run 30-to-60-day paid pilots to measure actual cost-per-lead, booking conversion, and customer retention.

Live Glean Site ↗ Live Simply Tech Site ↗ Live Pitstop Site ↗ Live Vesper Site ↗ Live Foundry Site ↗ Live Obsidian Site ↗ Live Lucent Site ↗ Live Novelle Site ↗ Master 10-Line Plan #1 Glean Plan & Marketing Guide #2 Simply Tech Plan #3 Pitstop Plan #4 Home Services Structure #5 Vesper Plan #6 Foundry Plan #7 Obsidian & #10 Mobility Plan #8 Lucent Plan #9 Novelle Plan Search all marketing sources

PEOPLE, FLEET & RESOURCES · DYNAMICALLY BOUND TO YOUR ACTIVE SCENARIO

Keep staffing flexible, share one dispatch desk, and gate new vehicles on proven demand.

This page shows how people, vehicles, equipment, shared Customer Service Representative (CSR) dispatch funding, and weekly owner hours respond dynamically to your active scenario across all 10 portfolio lines under 3 Legal LLCs, the shared Home Services pool, and Prism Holdings corporate governance.

1 · OWNER WEEKLY TIME BANDWIDTH BY LEGAL LLC (2029 SCORECARD TIE-OUT)

2029 Operating Line Total = 42.5 hrs/wk Active in Target (Tapering Toward 40.0 hrs/wk Target)

Weekly owner hours tie out 100% to the bound 2029 scorecard: Entity 1 — Prism Home Services LLC (#1–#4): 17.0 hrs/wk (#1 Glean 6.0h + #2 Simply Tech 2.0h + #3 Pitstop 5.0h + #4 Prism Home Services 4.0h); Entity 2 — Prism Mobility LLC (#5, #6, #7; #10 is non-additive 13.0h subtotal): 13.0 hrs/wk active in Target (14.5 hrs/wk w/ #5 Vesper 1.5h) (#6 Foundry 5.0h + #7 Obsidian 8.0h; #10 Motors & Fleet = 13.0h subtotal — never added twice); Entity 3 — Prism Digital LLC (#8–#9): 12.5 hrs/wk (#8 Lucent 10.0h + #9 Novelle 2.5h); plus Central — Prism Holdings & Property: 4.0 hrs/wk governance oversight. 2029 Operating Line Total = 42.5 hrs/wk active in Target (44.0 hrs/wk with Vesper 1.5h, tapering from 56.0 hrs/wk in 2027 toward the 40.0 hrs/wk / 2,080 hrs/yr steady-state owner bandwidth target).

2 · OWNER COMPENSATION PACKAGE (BOOKED ONCE AT HOLDING)

$177,411/yr Full Plan vs. $138,000/yr Options A/B/C

Under the Recommended Full 10-Brand Plan, the owner receives $177,411/yr ($120,000 W-2 base salary + $30,000 401(k) retirement contribution + $18,000 health benefits + $9,411 employer payroll taxes, totaling $541,303 over 38 months). Under Options A, B & C, modeled owner compensation is $138,000/yr ($120,000 salary + $18,000 health benefits). To preserve legal and tax accuracy, owner pay is booked once at Prism Holdings LLC; the per-business management allocation across #1–#9 (#10 is the #6+#7 subtotal) is a non-posting management view only.

3 · REVENUE-GATED STAFFING & SHIFT STRUCTURE

W-2 Employees vs. 1099 Contractors & 4x10 Chauffeur Shifts

W-2 employees (with full employer payroll taxes and workers’ compensation coverage) staff core routes, shared Customer Service Representative (CSR) dispatch ($51,840 Day-1 base → $73,655 2029 pool), and dedicated 4x10 peak chauffeur blocks (four 10-hour shifts covering Thursday–Sunday executive/FBO peaks, saving +$48,455.80 in 6-car modes vs. 5x8 schedules). 1099 independent contractors handle variable overflow cleaning, licensed partner referrals, and non-peak affiliate rides so fixed payroll never outruns booked revenue.

COMPLETE 10-LINE STAFFING, FLEET & OWNER BANDWIDTH TABLE (GROUPED UNDER 3 LEGAL LLCS + CENTRAL)

Workforce model, fleet/equipment, and active-scenario capacity & owner hours

Owner time and shared CSR dispatch funding update automatically when you switch between the Recommended Full 10-Brand Plan, Option C, Option B, Option A, Baseline, or Wave 2 toggles.

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Business / Function	Workforce & Staffing Model	Active Fleet, Equipment & Systems	Active Owner Hrs/Wk (2027 → 2029)	Active Scenario Capacity & Funding Rule

KEY OPERATING EFFICIENCY RULES (ACTIVE SCENARIO STATUS)

How the selected plan manages payroll and shared overhead

CAPACITY & EXPANSION GATES

Hard triggers before adding people, vehicles, or Wave 2 lines

Fleet staging trigger (Recommended Full Plan & Option A vs. Unstaged): In the Staged Self-Funded plan, initial vehicle down-payments and commercial route acquisition tranches are sequenced across Months 1–16 so cumulative cash burn stays at $628,782 (inside the $660,000 starting pool). Under Option A, SUVs #3–4 and the Mercedes S500 stay held until SUVs #1 and #2 sustain ≥32 booked hours/week for 8 consecutive weeks.
Glean commercial route capacity check: Verify cleaner headcount, night/weekend commercial building access, and <1.5%/mo account churn before closing the 35-account acquisition.
Capital-light specialty lines (#5 Vesper & #9 Novelle): In the Recommended Full 10-Brand Plan, #5 Vesper is gated at $0 in Target (1.5 hrs/wk when active in High) and #9 Novelle runs on a 15-creator roster (2.5 hrs/wk owner time in 2029). In Options A/B/C (8-Brand Wave-1 Core), both lines are held at 0 hours and $0 operating burn until Wave 2 triggers are met.
Compliance pre-check: Confirm workers’ compensation classifications, overtime rules, and contractor agreements with employment counsel before onboarding staff.

Planning status: Empirical weekly chauffeur payroll records remain 0 (54,279 hypothetical driver-weeks modeled in the baseline). Confirm workers’ comp classifications, overtime rules, and contractor agreements with counsel before onboarding staff.

Open Resource Plan v10 Home Services structure Browse position and staffing documents

FINANCIAL PICTURE · LIVE CHARTS, TABLES & SIMULATOR

What the financial forecast projects across the Recommended Full 10-Brand Plan, Options A, B, C, Baseline & Custom

Switch between the Recommended Full 10-Brand Plan (<=$660k Staged Self-Funded), Full 10-Brand (Unstaged Sensitivity), Option A · Staged Fleet, Option B · 6-Car Organic, Option C · 6-Car + Route, the Baseline (Pre-Optimization Reference), Low, and High—or open the 15-Parameter Studio right here to test custom assumptions on the monthly chart and annual tables.

Not accepted for decisions yet. The model review verifies calculations and data links, not whether customer demand, route purchase, staffing, or financing will occur. Certified Public Accountant (CPA) review and owner acceptance are still open.

YEAR-3 EXIT VALUATION, FLEET EQUITY & <=$660,000 SELF-FUNDED CAPITAL SUMMARY

$9.81M Conservative | $12.05M Base | $14.63M Walk-Away + Fleet FMV ($17.49M Single-Portfolio Aggressive)

1 · YEAR-3 DEBT-FREE WALK-AWAY VALUATION TIERS

$9.81M Conservative | $12.05M Base | $14.63M Walk-Away + Fleet FMV ($17.49M Single-Portfolio Aggressive)

Three Year-3 (Dec 2029) M&A exit structures backed by $2,248,366 post-owner EBITDA ($2,425,777 pre-owner SDE) + $1,197,856 debt-free cash + $509k–$553k hard-asset FMV: Option 1 Sum-of-the-Parts yields $9.81M Conservative | $12.05M Base | $14.63M Aggressive; Option 2 Three LLC Platform Bundles yields $11.95M / $14.21M / $16.46M; and Option 3 Single Multi-Brand Portfolio Sale reaches $12.84M / $15.16M / $17.49M.

2 · HARD-ASSET FLEET & RIG EQUITY AT MONTH 38

$509k–$553k Physical Fleet/Rig FMV ($219.9k Liquidation Floor) · $0 Vehicle Debt

By Month 38 (Dec 2029), all 6 luxury vehicles in #6 Foundry Fleet ($360,000–$385,000 FMV) and #1 Glean commercial lawn/pool/wash rigs ($135,000–$150,000 FMV) plus studio/AV gear ($14,000–$18,000) are 100% paid off with $0.00 remaining vehicle debt (and a conservative liquidation floor of $219,900).

3 · SELF-FUNDED <=$660,000 STAGED CAPITAL SCHEDULE

$628,782 Peak Cash Need · $31,218 Safety Cushion

Combining $330,000 in Rollover for Business Startups (ROBS) retirement funds and $330,000 in non-ROBS cash/credit creates a $660,000 starting capital pool. Staging $220,000 of expansion equipment into May–September 2028 positive cash flow caps maximum cumulative cash draw at $628,782 in 2027-06 (+$31,218 safety buffer inside $660,000, zero outside dilution) vs. $848,782 in the Unstaged Sensitivity.

Rollout Option / Scenario Preset Chart Metric

SINGLE OR OVERLAID METRIC INSPECTOR

Monthly projected operating profit after full owner pay

USD · year labels on the chart · 2026 covers November and December only

Recommended Full 10-Brand Plan

2029 Annual Revenue & Margin$10,647,07921.1% operating profit margin across 3 Legal LLCs (af30c756)

2029 Annual Profit & 38m Profit+$2,248,366+$3,201,180 cumulative 38-month operating profit after $177,411/yr CEO pay

Peak Funding Need & Pool Cushion$628,7822027-06 trough · +$31,218 cushion below $660,000 starting pool

Ending 38m Cash Pool (Dec 2029)$2,025,746+$1,365,746 38m net cash after tax + $660,000 starting pool

Monthly flow goals: loading from bound display…

MULTI-PLAN OVERLAID TRAJECTORIES & END-OF-HORIZON COMPARISON

Compare Recommended Full 10-Brand Plan, Options C, B, A, and Baseline side by side

How are the financial terms and acronyms defined?

Sales (Net Revenue): consolidated customer revenue after removing internal intercompany billings (such as #6 Foundry vehicle leases to #7 Obsidian, #3 Pitstop internal fleet maintenance SLAs, and #8 Lucent internal marketing retainers). Projected Operating Profit (EBITDA — Earnings Before Interest, Taxes, Depreciation, and Amortization): consolidated operating profit stated after deducting the full owner compensation package booked once at Prism Holdings LLC ($177,411/yr in the Recommended Full 10-Brand Plan = $120,000 W-2 salary + $30,000 401(k) + $18,000 health benefits + $9,411 employer payroll taxes; $138,000/yr in Options A, B & C = $120,000 salary + $18,000 health benefits). Cash After Modeled Tax (T2): consolidated net cash flow after seller-note debt service, vehicle/equipment capital expenditures (CapEx), and modeled C-Corporation income taxes (21% Federal + 5.5% Florida with $50,000 exemption and 80% net operating loss carryforward limit).

Capital Pool & Plain-English Acronyms: the $660,000 modeled starting capital pool combines $330,000 in ROBS (Rollover for Business Startups retirement funds governed by ERISA, the Employee Retirement Income Security Act) and $330,000 in non-ROBS cash/credit. CSR: Customer Service Representative (shared phone & dispatch desk). FBO: Fixed-Base Operator (private aviation terminal for executive jet arrivals). TNC: Transportation Network Company (commercial black-car/limousine permit authority). PoE: wired Power-over-Ethernet (hardwired camera/Wi-Fi cabling). SLA: Service-Level Agreement. CAC: Customer Acquisition Cost. LTV: Customer Lifetime Value. B2B: Business-to-Business.

CALENDAR YEAR VIEW

Annual results across the Recommended Full 10-Brand Plan, Options C, B, A, Baseline, Low & High

2026 is a two-month startup stub (Nov–Dec 2026). 2027, 2028, and 2029 are complete 12-month calendar years.

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Option / Case	Year	Months	Projected profit after owner pay	Cash after modeled tax

Open validation items & external reviews

Open sources and review notes

ROADMAP, 3-YEAR PROJECT SETUP GANTT & EXECUTION WORK HUB

From Day-1 legal, fleet, and route setup to 3-year strategic milestones across all 10 portfolio lines under 3 Legal LLCs.

Organized with collapsible timeline lanes, milestone markers, a 6-state status board, and a strategic-to-tactical table so you can inspect every pre-launch filing, 30-to-60-day paid pilot, and expansion gate. Every record is dynamically linked to your active rollout choice (Recommended Full 10-Brand Plan, Option C, Option B, Option A, Baseline, or Custom).

IMMEDIATE OWNER CHECKLIST · 4 REAL-WORLD PRE-LAUNCH ACTION GATES

What must be signed off in the real world before spending launch capital

Gate 1 · Capital Stack Lock (Lock Active Rollout Schedule & <=$660k Self-Funded Pool): Confirm whether to execute the Recommended Full 10-Brand Plan (<=$660k Self-Funded) (all 10 lines active; $10,647,079 in 2029 revenue; $2,248,366 projected 2029 profit; $628,782 staged peak cash need = $31,218 cushion inside the $660,000 starting pool; $2,025,746 ending cash) or start with the 8-Brand Wave-1 Core under Option C ($1,126,081 2029 profit; $761,074 unstaged peak need), Option B ($1,029,121 2029 profit), or Option A ($934,654 2029 profit; $537,515 peak need).
Gate 2 · Franchise & Premises Lock (CPA Tax, ERISA Sign-Off & No-Lease Rules): Obtain written Certified Public Accountant (CPA) and Employee Retirement Income Security Act (ERISA) counsel sign-off on the $330,000 Rollover for Business Startups (ROBS) C-Corporation structure, the 3 Legal LLC subsidiary agreements, the no-standalone-dealership-lease rule for #5 Vesper, and the Florida Statute 212.05 intercompany vehicle lease sales-tax exemption certificate (Form DR-13) between #6 Foundry and #7 Obsidian.

Gate 3 · 6-SUV Fleet Acquisition & Commercial Insurance (#6 Foundry + #7 Obsidian): Obtain written commercial auto/livery insurance binders for the Phase-1 3-vehicle launch fleet (and staged 2028 Vehicles #4–#6 expansion to 6 luxury vehicles), confirm Palm Beach/Broward/Miami-Dade TNC & FBO airport permits, and execute 4x10 chauffeur shift agreements.
Gate 4 · Shared CSR & Booking Launch ($51,840 Day-1 → $73,655 2029 Pool & 35-Account Route Diligence): Stand up the shared Customer Service Representative (CSR) dispatch & booking desk ($51,840 Day-1 base scaling to $73,655 2029 pool), inspect 24 months of Glean commercial route seller tax returns/deposits (<1.5%/mo churn), and run 30-to-60-day paid channel pilots.

1 · STRATEGIC GOALS VS. TACTICAL SETUP

12 Strategic Outcomes → 36 Tactical Setup Packets

Strategic Goals (12) define what portfolio milestone or capacity gate must be achieved (e.g., Wave 1 Fleet Readiness, Staged Capital Cushion Reserve, Oct 2029 Flow Target). Tactical Setup Tasks (36) define the exact upfront actions needed in the beginning: entity formation across the 3 Legal LLCs, CPA/ERISA sign-off, Fla. Stat. 212.05 lease certificates, seller tax-return diligence, 4x10 chauffeur agreements, and CSR dispatch setup.

2 · TWO TIME HORIZONS

Year 1 Setup Zoom (14 Months) vs. Full 3-Year Roadmap (13 Quarters)

Switch between Initial Launch & Year 1 Setup Focus (Nov 2026 – Dec 2027)—which zooms into month-by-month pre-launch filings, equipment procurement, and 30-to-60-day paid pilots—and the Full 3-Year / 38-Month Roadmap (Nov 2026 – Dec 2029) across all four rollout stages, the staged capital reserve window, and specialty expansion gates.

3 · 6 WORK STATES & COMPLETION INTEGRITY

Clear Readiness Rules & Verified Evidence

Every item sits in one of 6 states: Backlogged (unscheduled/conditional queue), Planned (scheduled in Stage/Quarter), Ready for Work (prerequisites met for Day-1 start), In Progress (active work), Blocked (shows exact external blocker & unblock owner), and Completed (recorded modeling & live site deliverables; canonical execution done requires external sign-off & guard admission).

LIVE WORK STATE SUMMARY (CLICK ANY STATE CARD TO FILTER THE HUB)

48 Total Work Records: 12 Strategic Goals + 36 Tactical Setup & Pilot Tasks

1. View Mode:

2. Time Horizon:

3. Work Level:

4. Business / Lane:

RECORDED MODELING & SITE EVIDENCE (COMPLETED DELIVERABLES)

Consolidated portfolio financial engine completed across all 10 business lines and Central Holding/Property (Prism_Portfolio_Rollup_Iteration08_AF30C756_Owner_Review.xlsx — Current Promoted Authority: af30c756; and PORTFOLIO_ROLLUP.xlsx — Historical Milestone (b6df1ede) — Current Promoted Authority: af30c756), evaluating the Recommended Full 10-Brand Plan (<=$660k Self-Funded), the Full 10-Brand (Unstaged Sensitivity), Options A, B, C, and the Historical Baseline Reference under identical accounting rules.
Independent cross-model audit verified $0.00 consolidation identity discrepancy (sum(10 lines + Central) + ELIMINATIONS == CONSOLIDATED), mode-specific 4x10 shift-floor savings (+$6,018.47 in Option A vs. +$48,455.80 in 6-car modes), vehicle-specific 55% fare-share/burden payroll math, and exact C-Corp quarterly tax replay.
All customer-facing brand websites, the sample creator fan site (prism-creator-sample.pages.dev), and this interactive portfolio library are live on Cloudflare Pages with synchronized pricing, offers, and interactive scenario comparison.

CRITICAL REAL-WORLD EXECUTION GATES (OPEN & BLOCKED)

Owner Rollout Choice (Recommended Full 10-Brand Plan vs. Option C / B / A): Confirm whether to proceed with the Recommended Full 10-Brand Plan (<=$660k Self-Funded · Current Promoted Authority: af30c756) ($10,647,079 in 2029 revenue; $2,248,366 projected 2029 profit; $628,782 staged peak cash need = $31,218 safety cushion inside the $660,000 starting pool; $2,025,746 ending cash), Option C ($1,126,081 projected 2029 profit; $761,074 unstaged peak funding need = $101,074 above the $660,000 pool in Feb 2028), Option B ($1,029,121 projected 2029 profit; $62,810 additional funding requirement), or Option A ($934,654 projected 2029 profit; $537,515 peak need = $122,485 below the $660,000 modeled pool).
CPA & ERISA Sign-Off: Formal review of the modeled C-Corp tax schedule, Florida Statute 212.05 intercompany lessor registration, and $330,000 Rollover for Business Startups (ROBS) retirement-rollover qualification.
Glean 35-Account Route Due Diligence: Verify seller tax returns, building access rules, cleaner transferability, and <1.5%/mo account churn before signing any letter of intent.
30-to-60-Day Paid Channel Pilots & Binding Insurance Quotes: Validate Obsidian multi-channel demand, Lucent $495 AI Audit conversion, Home Club take-rate, and commercial fleet insurance quotes before scaling monthly spend.

Completion integrity boundary: Recorded modeling and website deliverables above represent local planning and verification evidence only; canonical execution completion requires external legal/CPA/seller sign-off and Agent Hub guard admission.

Recommended Path: Full 10-Brand Plan ($2.25M 2029 Profit, $628.8k Staged Peak Cash Need, $9.81M–$17.49M Exit) — or Wave-1 Option C ($1.13M) / Option A ($935k).

Compare the Recommended Full 10-Brand Plan alongside Options A, B, C & Baseline—or customize 15 sliders to test your own scenario

Drag any slider or toggle below to test custom assumptions against Options A, B, C & Baseline

Commercial Cleaning Route & Membership

Fleet Staging, Multi-Channel & B2B Contracts

High-Margin Digital SaaS & Partner Referrals

Optional 2028–2029 Expansion Gates

Remaining Cash Pool vs. $660,000 Starting Pool & Cash Trough (Nov 2026 – Dec 2029)

How the Recommended Full 10-Brand Plan, Option A, Option B, Option C, Baseline, and Your Active View compare line by line

How the 3 Legal Operating LLCs and Central Entities add up to 100% of Portfolio Revenue, Profit, Cash & Exit Value

How much money each business makes per year (2026, 2027, 2028, 2029 & 38-Month Total) + Post-Owner-Pay 10-Line Test

How the promoted af30c756 plan stays inside $660,000 ($628,782 peak need in 2027-06) and builds a $9.81M–$17.49M Year-3 exit

Peak Pre-Reserve Need Drops from $848,782 (Unstaged) to $628,782 (+$31,218 Buffer Below $660k)

$1,197,856 Debt-Free Cash + $509k–$553k Physical Fleet/Rigs + ~$240k Net Working Capital AR

Where the plan stands under your active selection

Three strategic choices to confirm before Stage-1 execution

Ready-to-use meeting agendas & verification checklists for your CPA, ERISA counsel, route seller, insurance broker, and channel pilots

Corporate Tax, $660k ROBS Pool & Fla. Stat. 212.05 Lease Setup

Tax Return Verification, Churn Audit & 90-Day Clawback

Phase-1 3-Car Launch Fleet, Permits & Simply Tech Subcontractors

Capped Validation Pilots Before Scaling Monthly Marketing Spend

Explore the 3 Legal LLC Groups, open all 8 live customer websites, or jump to their 6-part dossiers

How initial setup work, 60-day pilots, and 3-year strategic milestones are organized across all 10 portfolio lines under 3 Legal LLCs

Build in stages, prove demand, and share one back office across 10 portfolio lines under 3 Legal LLCs.

Operating Engine 1 — Prism Home Services LLC

Operating Engine 2 — Prism Mobility LLC

Operating Engine 3 — Prism Digital LLC

How the 3 Legal LLCs Share Customers & Cash Flow

1. Home Club (#4) Feeds #1 Glean, #2 Simply Tech & #3 Pitstop

2. Lucent Digital (#8) Powers Lead Generation & 24/7 AI Call Capture

3. Foundry (#6) Owns the Fleet Operated by Obsidian (#7) & Serviced by Pitstop (#3)

Why we compare the Recommended Full 10-Brand Plan alongside Options C, B, A, and the Baseline

Key limits to keep in view for your active selection

Consistent, well-organized profiles for all 10 portfolio lines grouped under their 3 Legal LLC structures.

Compare every business and parent LLC roll-up with the exact same six-part structure

Prism Home Services LLC — 3 Trade Operating DBAs (#1 Glean, #2 Simply Tech, #3 Pitstop) + #4 Parent Platform

1 · Glean Home Services

1. What It Does & Who It Serves

2. Customer Offers & Reference Pricing

3. How It Wins Customers (Marketing & Active Target)

4. Team, Fleet & Operations (People & Active Capacity)

5. Financial Outlook (Live Active Selection vs. Options A, B & C)

6. Assumptions, Gates & Direct Links

2 · Simply Tech

1. What It Does & Who It Serves

2. Customer Offers & Reference Pricing

3. How It Wins Customers (Marketing & Active Target)

4. Team, Fleet & Operations (People & Active Capacity)

5. Financial Outlook (Live Active Selection vs. Options A, B & C)

6. Assumptions, Gates & Direct Links

3 · Pitstop Mobile Auto

1. What It Does & Who It Serves

2. Customer Offers & Reference Pricing

3. How It Wins Customers (Marketing & Active Target)

4. Team, Fleet & Operations (People & Active Capacity)

5. Financial Outlook (Live Active Selection vs. Options A, B & C)

6. Assumptions, Gates & Direct Links

4 · Prism Home Services

1. What It Does & Who It Serves

2. Customer Offers & Reference Pricing

3. How It Wins Customers (Marketing & Active Target)

4. Team, Fleet & Operations (People & Active Capacity)

5. Financial Outlook (Live Active Selection vs. Options A, B & C)

6. Assumptions, Gates & Direct Links

Prism Motors & Fleet LLC — How #5 Vesper, #6 Foundry, #7 Obsidian & #10 Parent Roll-Up Fit With Zero Overlap

5 · Vesper Motor Collection

1. What It Does & Who It Serves

2. Customer Offers & Reference Pricing

3. How It Wins Customers (Marketing & Active Target)

4. Team, Fleet & Operations (People & Active Capacity)

5. Financial Outlook (Live Active Selection vs. Options A, B & C)

6. Assumptions, Gates & Direct Links

6 · Foundry Fleet & Commercial

1. What It Does & Who It Serves

2. Customer Offers & Reference Pricing

3. How It Wins Customers (Marketing & Active Target)

4. Team, Fleet & Operations (People & Active Capacity)

5. Financial Outlook (Live Active Selection vs. Options A, B & C)

6. Assumptions, Gates & Direct Links

7 · Obsidian Black