Prism Portfolio Plan Companion — 10 Portfolio Lines Under 3 Legal LLCs

CURRENT ITERATION 08/09 AUTHORITY & LEGAL LLC NON-OVERLAP BRIDGE (AS OF 2026-11-02)

Verified Portfolio Plan Summary — 10 Portfolio Lines Under 3 Legal LLCs (Promoted Iteration 08 `af30c756` / `0623bf16` & Option C Workbook)

The historical October 2026 draft sections below are preserved for audit provenance. In the active Promoted Iteration 08 Gemini-Notebook-Aligned Plan (`af30c756` / `0623bf16`, Staged <=$660k Self-Funded) and Wave-1 Option C Simulator on the main dashboard, the 10 portfolio lines are organized under 3 Legal LLC Groups with zero operational or mathematical overlap:

• Group A · Prism Home Services LLC (`$3.62M` 2029 Rev / `+$742.1k` Post-Owner EBITDA): Houses #1 Glean Home Services (`$2,913,952` rev / `+$501,785` post-owner profit — residential/commercial cleaning, 3 lawn rigs, 2 pool rigs, exterior wash & 3 acquired B2B routes), #2 Simply Tech (`$139,832` rev / `+$77,655` profit — prosumer Wi-Fi, wired 4K PoE cameras & smart-home), #3 Pitstop Mobile Auto (`$321,284` rev / `+$36,066` profit — mobile mechanical PM, brakes, tires & B2B lot PM with zero auto-detailing overlap with Glean), and #4 Prism Home Services Parent Platform (`$245,500` rev / `+$126,590` profit — shared CSR dispatch desk, `$29/mo` [`$348/yr`] / `$399/yr` Home Club, `$295/mo` Homewatch & `$1,200` Hurricane Readiness).
• Group B · Prism Motors & Fleet LLC (`$3.31M` 2029 Rev / `+$269.4k` Post-Owner EBITDA — Zero Overlap Between #5, #6, #7 & #10): #5 Vesper Motor Collection is collector/exotic vehicle brokerage only (`$0` in Target, `0%` consignment, gated under workbook OP05 100% Obsidian practical capacity formula gate [90.96% modeled peak], with proposed commercial unlock alternative at 80%+ sustained Obsidian utilization or 100% deposit-backed mandates; `+$30,797` in High). #6 Foundry Fleet & Commercial (`$810,068` rev / `+$70,542` post-owner profit) owns the 6 debt-free luxury vehicles (`$360k–$385k` FMV at `2029-12`), leases them internally to Obsidian under Fla. Stat. § 212.05 (Form DR-13), and runs `$2,800/mo` B2B shuttles. #7 Obsidian Black (`$2,500,802` rev / `+$198,855` post-owner profit) employs the W-2 chauffeurs (55% fare-share/burden with `$18/hr` floor on 4x10 shifts; ~`11.3` FTEs at 2029 scale). #10 Prism Motors & Fleet (`$3,310,870` rev / `+$269,397` post-owner profit) is the non-additive parent LLC roll-up of `#6 Foundry + #7 Obsidian` (`nonadditive=True` — never double-counted in the `$10,647,079` [`$10,647,079.30`] consolidated revenue or `+$2,248,366` [`+$2,248,365.96`] consolidated post-owner EBITDA).
• Group C · Standalone Digital & Creator LLCs (`$3.94M` 2029 Rev / `+$1.24M` Post-Owner EBITDA): #8 Lucent Digital LLC (`$2,887,389` rev / `+$660,021` profit — `$495` Credited AI Audit, `$297/mo` AI Receptionist SaaS & `$1,500/mo` retainers) and #9 Novelle Veil LLC (`$1,054,914` rev / `+$576,851` profit — 15 managed creators & 3-room studio).
• Capital, Cumulative Cash & Year-3 Exit Summary: Staged self-funded reinvestment caps pre-reserve peak cash draw at `$628,782.46` in `2027-06` (`+$31,217.54` buffer below the `$660,000` pool; `$848,782.46` unstaged; `$1,025,893` statutory reserve-inclusive), self-funding `$220,000` of 2028 expansion from operating cash flow. 38-month cumulative post-owner profit reaches `+$3,201,180.16` (`$3,201,180` rounded), culminating in a `$9.81M–$17.49M` Year-3 (`2029-12`) debt-free exit (`$12.05M` SOTP / `$14.21M` 3 Bundles / `$15.16M` Single Portfolio).